Savings Accounts Comparison Chart - Wells Fargo Small Business

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Compare Business Savings Accounts

CA, 94105 Change Location
Use our business savings accounts comparison to determine the right fit for your business

Business Market Rate Savings

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Business Platinum Savings

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Business Time Account (CD)

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Best for:
Businesses with lower balances just starting to save or saving for unexpected expenses
Businesses with higher balances typically looking to save for future expansion
Businesses looking to plan for the future by earning a fixed interest rate for a specific length of time
Monthly service fee $5 or avoid the fee when one of the requirements is met $15 or avoid the fee when one of the requirements is met No monthly service fee
Minimum opening deposit $25 $25 $2,500
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1-800-416-8658
Free access to Wells Fargo Business Online®
Yes
Yes
Yes
Wells Fargo Mobile®
Yes
Yes
Yes
FDIC insured up to applicable limits
Yes
Yes
Yes
Source for Overdraft Protection,
Yes
Yes

Check writing capabilities
Yes
Yes

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Have questions? Speak with a banker. Call 1-800-416-8658.
Monday through Friday, from 8 am until 8 pm CST.

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Avoid the $5 monthly service fee with one of the following each fee period:

  • $300 minimum daily balance*
  • A total amount of $25 or more of automatic transfers from a Wells Fargo business checking account into this savings account

* The lowest ending daily balance recorded during the fee period after all transactions have gone through nightly transaction processing.

Avoid the $15 monthly service fee with one of the following each fee period:

  • Linked to Navigate Business CheckingSM
  • Linked to Optimize Business CheckingSM
  • $10,000 minimum daily balance*

* The lowest ending daily balance recorded during the fee period after all transactions have gone through nightly transaction processing.

Wells Fargo Business Online

Manage your business and personal accounts online. View balances, pay bills, sign up for alerts, transfer money, and more.

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