Savings Accounts Comparison Chart - Wells Fargo Small Business

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Use our business savings accounts comparison to determine the right fit for your business

	Business Market Rate Savings Learn more	Business Platinum Savings Learn more	Business Time Account (CD) Learn more
Best for:	New and growing businesses	Established businesses looking to maximize available funds	Businesses with cash reserves that can be held for a specified length of time
Monthly service fee	$6 or avoid the fee when one of the requirements is met	$15 or avoid the fee when one of the requirements is met	No monthly service fee
Minimum opening deposit	$25	$25	$2,500
Apply	Effective with the fee period beginning after October 8, 2020, the terms of the account are changing. See the Business Account Addenda. Apply Now	Effective with the fee period beginning after October 8, 2020, the terms of the account are changing. See the Business Account Addenda. Apply Now	Apply in person or call 1-800-416-8658
Free access to Wells Fargo Business Online^®	Yes	Yes	Yes
Wells Fargo Mobile^®	Yes	Yes	Yes
FDIC insured up to applicable limits	Yes	Yes	Yes
Source for Overdraft Protection^,	Yes	Yes
Check writing capabilities	Yes	Yes
More resources	Compare interest rates across business savings options Learn more about what you’ll need to open a business account Take advantage of 24-hour account access with Wells Fargo Business Online banking to manage your accounts. Have questions? Speak with a banker. Call 1-800-416-8658. Monday through Friday, from 8 am until 8 pm CST.

Access free articles, tips, and videos to help you grow your business. Wells Fargo Works for Small Business^®

Avoid the $6 monthly service fee with one of the following each fee period:

$500 average collected balance
A total amount of $25 or more of automatic transfers each month from a Wells Fargo business checking account into this savings account

Avoid the $15 monthly service fee with one of the following each fee period:

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