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Business Savings and Time Account (CD) Rates

CA, 94105 Change Location

Business Platinum Savings

Avoid the $15 monthly service fee with one of the following each fee period:

  • Linked to Navigate Business Checking®
  • Linked to Optimize Business Checking®
  • $10,000 minimum daily balance

Minimum Opening Deposit: $25

Balance Standard Interest Rate Annual Percentage Yield (APY)
$0 - $99,999.99 0.25% 0.25%
$100,000 - $499,999.99 1.00% 1.01%
$500,000 - $999,999.99 1.49% 1.50%
$1,000,000 or more 1.98% 2.00%
The Bank may limit the amount you may deposit in this product to an aggregate of $5 million.

Business Market Rate Savings

Avoid the $5 monthly service fee with one of the following each fee period:

  • $300 minimum daily balance
  • A total amount of $25 or more of automatic transfers from a Wells Fargo business checking account into this savings account

Minimum Opening Deposit: $25

Balance Standard Interest Rate Annual Percentage Yield (APY)
$0 or more 0.15% 0.15%

Business CD Rates

Special Fixed Rate CD Rates

Minimum Opening Deposit: $5,000


Term Special Interest Rate Annual Percentage Yield (APY) Renewal Term
5 months 3.68% 3.75% 3 months
11 months 3.92% 4.00% 6 months

Standard Fixed Rate CD Rates

Minimum Opening Deposit: $2,500

Term Standard Interest Rate Annual Percentage Yield (APY) Balance
1 - 2 months 0.01% 0.01% $0 - $4,999.99
0.01% 0.01% $5,000 - $9,999.99
0.01% 0.01% $10,000 - $24,999.99
0.01% 0.01% $25,000 - $49,999.99
0.01% 0.01% $50,000 - $99,999.99
0.01% 0.01% $100,000 or more
3 - 5 months 0.50% 0.50% $0 - $4,999.99
0.50% 0.50% $5,000 - $9,999.99
0.50% 0.50% $10,000 - $24,999.99
0.50% 0.50% $25,000 - $49,999.99
0.50% 0.50% $50,000 - $99,999.99
1.00% 1.01% $100,000 or more
6 - 11 months 1.00% 1.01% $0 - $4,999.99
1.00% 1.01% $5,000 - $9,999.99
1.00% 1.01% $10,000 - $24,999.99
1.00% 1.01% $25,000 - $49,999.99
1.00% 1.01% $50,000 - $99,999.99
1.49% 1.50% $100,000 or more
12 - 23 months 1.49% 1.50% $0 - $4,999.99
1.49% 1.50% $5,000 - $9,999.99
1.49% 1.50% $10,000 - $24,999.99
1.49% 1.50% $25,000 - $49,999.99
1.49% 1.50% $50,000 - $99,999.99
1.98% 2.00% $100,000 or more
24 - 35 months 1.49% 1.50% $0 - $4,999.99
1.49% 1.50% $5,000 - $9,999.99
1.49% 1.50% $10,000 - $24,999.99
1.49% 1.50% $25,000 - $49,999.99
1.49% 1.50% $50,000 - $99,999.99
1.98% 2.00% $100,000 or more
36 - 47 months 1.49% 1.50% $0 - $4,999.99
1.49% 1.50% $5,000 - $9,999.99
1.49% 1.50% $10,000 - $24,999.99
1.49% 1.50% $25,000 - $49,999.99
1.49% 1.50% $50,000 - $99,999.99
1.98% 2.00% $100,000 or more
48 - 59 months 1.49% 1.50% $0 - $4,999.99
1.49% 1.50% $5,000 - $9,999.99
1.49% 1.50% $10,000 - $24,999.99
1.49% 1.50% $25,000 - $49,999.99
1.49% 1.50% $50,000 - $99,999.99
1.98% 2.00% $100,000 or more
60 - 71 months 1.49% 1.50% $0 - $4,999.99
1.49% 1.50% $5,000 - $9,999.99
1.49% 1.50% $10,000 - $24,999.99
1.49% 1.50% $25,000 - $49,999.99
1.49% 1.50% $50,000 - $99,999.99
1.98% 2.00% $100,000 or more
72 - 144 months 1.49% 1.50% $0 - $4,999.99
1.49% 1.50% $5,000 - $9,999.99
1.49% 1.50% $10,000 - $24,999.99
1.49% 1.50% $25,000 - $49,999.99
1.49% 1.50% $50,000 - $99,999.99
1.98% 2.00% $100,000 or more
Apply for a Business Savings account today Apply In Person

The Annual Percentage Yield (APY) is a percentage rate that reflects the total amount of interest paid on the account, based on the interest rate and the frequency of compounding for a 365-day period. Your account statement will include the APY earned on your savings accounts and interest-earning checking accounts for the period covered by the statement.