Business Savings and Time Account (CD) Rates - Wells Fargo Small Business

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Business Savings and Time Account (CD) Rates

CA, 94105 Change Location
    

Business Platinum Savings

Minimum Opening Deposit: $25

Balance Interest Rate APY
$0 or more 0.01% 0.01%
The Bank may limit the amount you may deposit in this product to an aggregate of $5 million.

Business Market Rate Savings

Minimum Opening Deposit: $25

Balance Interest Rate APY
$0 or more 0.01% 0.01%

Business CD Rates

Standard CD rates

Minimum Opening Deposit: $2,500

Term Interest Rate APY Balance
1 - 2 months 0.01% 0.01% $0 or more
3 - 5 months 0.01% 0.01% $0 or more
6 - 11 months 0.01% 0.01% $0 or more
12 - 23 months 0.01% 0.01% $0 or more
24 - 35 months 0.01% 0.01% $0 or more
36 - 47 months 0.01% 0.01% $0 or more
48 - 59 months 0.01% 0.01% $0 or more
60 - 71 months 0.01% 0.01% $0 or more
72 - 144 months 0.01% 0.01% $0 or more

Business Step Rate CD Rates

A Step Rate CD is a 24-month CD featuring guaranteed interest rate increases and one penalty-free withdrawal every six months, provided the minimum opening balance is maintained.

Minimum Opening Deposit: $2,500

Term and Steps Interest Rate APY
24-month term 0.03%
Step 1: 1-6 months 0.01%
Step 2: 7-12 months 0.02%
Step 3: 13-18 months 0.03%
Step 4: 19-24 months 0.04%
Step Rate Time Accounts require a $2,500 minimum opening deposit.

Annual Percentage Yield assumes interest remains on deposit until maturity. One penalty-free partial withdrawal may be made during the five business days beginning on each of the days the interest rate increases, provided the minimum opening balance remains on deposit. Withdrawals will reduce earnings. Step Interest Rates applicable to initial term only. At maturity, time account will automatically renew into a standard (non-step) 24 month, fixed rate Time Account (CD) at the interest rate and Annual Percentage Yield in effect for time accounts not subject to a Special Interest Rate, unless the Bank has notified you otherwise. Public Funds are not eligible for this offer. The Bank may limit the amount you may deposit in this product to an aggregate of $1 million.

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The APY (Annual Percentage Yield) is a percentage rate that reflects the total amount of interest paid on the account, based on the interest rate and the frequency of compounding for a 365-day period. Your account statement will include the APY earned on your savings accounts and interest-earning checking accounts for the period covered by the statement.