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A Wells Fargo Business Market Rate Savings account is for businesses with lower balances just starting to save or saving for unexpected expenses. You'll get:
- Optional Overdraft Protection. Use your Business Market Rate Savings account to help protect your Wells Fargo business checking account from overdrafts
- Secure online access. Manage your accounts with Wells Fargo Online® and Wells Fargo Mobile®
- Convenience. Access more than 13,000 Wells Fargo ATMs and approximately 5,200 Wells Fargo banking locations
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Business Market Rate Savings
Minimum Opening Deposit: $25
| Balance | Interest Rate | APY |
|---|---|---|
| $0 or more | 0.01% | 0.01% |
Monthly service fee
Avoid the $5 monthly service fee with one of the following each fee period:
- $300 minimum daily balance
- A total amount of $25 or more of automatic transfers from a Wells Fargo business checking account into this savings account
Monthly deposits
The following deposits are included at no charge:
- First 20 deposited items per fee period
- First $5,000 cash deposits processed per fee period
Minimum opening deposit: $25
Learn more about fees that apply to Savings accounts in the Business Account Fee and Information Schedule.
With Business Market Rate Savings you get:
- Interest compounded daily and paid monthly
- Check writing capability
- ATM access with a business ATM card or business deposit card
- FDIC insurance up to applicable limits
- Unlimited telephone access to our National Business Banking Center 24 hours a day, 7 days a week
The APY (Annual Percentage Yield) is a percentage rate that reflects the total amount of interest paid on the account, based on the interest rate and the frequency of compounding for a 365-day period. Your account statement will include the APY earned on your savings accounts and interest-earning checking accounts for the period covered by the statement.
