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Página principalBusiness Market Rate Savings Account
CA, 94105 Change Location
Plan for future business needs
Start saving for your business today
A Wells Fargo Business Market Rate Savings account is for businesses with lower balances just starting to save or saving for unexpected expenses. Benefits include:
- Optional Overdraft Protection. Use your Business Market Rate Savings account to help protect your Wells Fargo business checking account from overdrafts
- Online access. Manage your accounts with Wells Fargo Business Online® and Wells Fargo Mobile®
- Convenience. Access approximately 4,600 Wells Fargo banking locations and more than 11,000 Wells Fargo ATMs
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Monthly service fee
Avoid the $5 monthly service fee with one of the following each fee period:
- $300 minimum daily balance
- A total amount of $25 or more of automatic transfers from a Wells Fargo business checking account into this savings account
- Own a Premier® Checking, Private Bank Checking, or Private Bank Interest Checking account
Monthly deposits
The following deposits are included at no charge:
- First 20 deposited items per fee period
- First $5,000 cash deposits processed per fee period
Minimum opening deposit: $25
Learn more about fees that apply to Savings accounts in the Business Account Fee and Information Schedule.
With Business Market Rate Savings you get:
- Interest compounded daily and paid monthly
- Check writing ability
- ATM access with a business ATM card or business deposit card
- FDIC insurance up to applicable limits
- Telephone access to our Small Business Customer Service, 7 days a week
Apply for a Business Market Rate Savings account
Apply NowAnnual Percentage Yield (APY) and Annual Percentage Yield Earned (APYE): The Annual Percentage Yield (APY) is a percentage rate reflecting the total amount of interest paid on an account based on the interest rate and the frequency of compounding for a 365-day period. The Annual Percentage Yield Earned (APYE) is an annualized rate that reflects the relationship between the amount of interest actually earned on your account during the statement period and the average daily balance in the account for the statement period.
We calculate both your APY and APYE according to formulas established by federal regulations. The APYE appears on your account statement
Overdraft Protection is not available for Government accounts, Interest On Lawyer Trust Accounts (IOLTA) or Real Estate Trust Accounts (RETA).
Availability may be affected by your mobile carrier's coverage area. Your mobile carrier's message and data rates may apply.
Terms and conditions apply. Mobile carrier's message and data rates may apply. See Wells Fargo's Online Access Agreement for more information.
Customers who own a Premier Checking, Private Bank Checking, or Private Bank Interest Checking account and own a business with an Initiate Business Checking, Navigate Business Checking, Business Market Rate Savings, or Business Platinum Savings will have their monthly service fee waived on the business account(s). Customer must be an individual owner, joint owner, or trustee of the Premier Checking, Private Bank Checking, or Private Bank Interest Checking account and be a business owner with transaction authority on the business account. If a business has multiple owners, the benefit will apply as long as one of the owners has a Premier Checking, Private Bank Checking, or Private Bank Interest Checking account. In the event a customer no longer has a Premier Checking, Private Bank Checking, or Private Bank Interest Checking account, that customer is no longer eligible for the monthly service fee waiver benefit.
A copy of the then-current rate sheet will be provided to you before you open your account or is available at any time upon request from a banker.
See the Business Account Fee and Information Schedule and Deposit Account Agreement for additional business account information.
Wells Fargo Bank, N.A. Member FDIC.
DT1-08282026-12-8361986-1.1
The lowest ending daily balance recorded during the fee period after all transactions have gone through nightly processing.
