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Transfer and Pay with Wells Fargo Business Online®

Experience Wells Fargo Mobile® app

Learn how our mobile app can help make banking easier while you’re on the go


Download the app >

Transfer money and pay business expenses

Easily pay bills and transfer money between business accounts — all in a few steps
Transfer money
Move money between your Wells Fargo business accounts, as well as your accounts at other U.S. financial institutions.

Transfers >

Wire money
Wire money to business and personal accounts around the globe. Set up recipients, send wires, and view history.

Wires >

Pay bills

Use Business Bill Pay, and decide when and how paying bills works best for your business.

Bill Pay >

Payroll solutions

Learn more about payroll services options available to help meet your company's needs.

Payroll Services >

Pay employees and vendors

Manage payments to employees, contractors, vendors, or sales agents, and maintain control over invoices, knowing funds will be received on time.

Direct Pay >

Accept card payments

Allow customers to make card payments online, onsite or on the go, and get access to your funds as soon as the next business day.

Merchant Services >

Get paid or send money with Zelle®

Zelle® offers a fast and convenient way to receive payments from customers or send money to eligible vendors, using the Wells Fargo Mobile® app.

Zelle® >

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Availability may be affected by your mobile carrier's coverage area. Your mobile carrier's message and data rates may apply.

Terms and conditions apply. Setup is required for transfers to and/or from other U.S. financial institutions, and verification may take 1–3 business days. Customers should refer to their other U.S. financial institutions for information about any potential fees charged by those institutions. Mobile carrier’s message and data rates may apply. See Wells Fargo’s Online Access Agreement for more information.

Enrollment in Digital Wires is subject to eligibility requirements, and terms and conditions apply. Applicable outgoing or incoming wire transfer service fees apply, unless waived by the terms of your account. Your mobile carrier's message and data rates may apply. For more information, see the Wells Fargo Online Access Agreement and your applicable account fee disclosures for other terms, conditions, and limitations.

Payroll and HR services provided by ADP, Inc., which is not a subsidiary or an affiliate of Wells Fargo Bank, N.A. (Bank). ADP is solely responsible for its own content, product offerings, privacy, and security. ADP and RUN Powered by ADP are registered trademarks of ADP, Inc. and its affiliates. All other marks belong to their owners.

Direct Pay access costs $10 per monthly billing cycle for each business enrolled. There is no fee for Direct Pay payments made to Wells Fargo personal bank accounts. Direct Pay payments to non-Wells Fargo personal bank accounts are $0.50 per payment. Direct Pay payments made to business bank accounts are $3 each.

When depositing into a Wells Fargo business deposit account. Please refer to the Merchant Services Terms and Conditions and Operating Rules or Program Guide for additional information.

Enrollment with Zelle® through Wells Fargo Online® or Wells Fargo Business Online® is required. Terms and conditions apply. To send or receive money with Zelle®, both parties must have an eligible checking or savings account enrolled with Zelle® through their bank. Transactions between enrolled users typically occur in minutes. For your protection, Zelle® should only be used for sending money to friends, family, or others you trust. Neither Wells Fargo nor Zelle® offers purchase protection for payments made with Zelle® - for example, if you do not receive the item you paid for or the item is not as described or as you expected. Payment requests must be sent to enrolled Zelle® users. For more information, view the Zelle® Transfer Service Addendum to the Wells Fargo Online Access Agreement. Your mobile carrier’s message and data rates may apply. Account fees (e.g., monthly service, overdraft, Business Account Analysis fees) may apply to Wells Fargo account(s) with which you use Zelle®.

You may settle your Merchant Services funds to an account at the financial institution of your preference. When you use a Wells Fargo account for settlement or other Merchant Services purposes, you must use a Wells Fargo business deposit account.

Deposit products offered by Wells Fargo Bank, N.A. Member FDIC.

Merchant Services are provided by Wells Fargo Bank, N.A.

When you use a Wells Fargo Bank deposit account for settlement or other Merchant Services purposes, you must use a Wells Fargo Bank business or commercial deposit account. Deposit products offered by Wells Fargo Bank, N.A. Member FDIC. Merchant Services are subject to application, credit review of the business and its owners, and approval.

Zelle® and the Zelle® related marks are wholly owned by Early Warning Services, LLC and are used herein under license.

QSR-02222026-6946460.1.1

LRC-0824