Clover® Compact
A user-friendly countertop terminal
Apply for a Merchant Services account and buy a Clover Compact
To apply, call 1-866-380-9828 or request a call
Simple, streamlined, and straightforward
Seamlessly accept card payments with Clover Compact
- One-time device cost: $349
- Software plan: $0 per month
- Monthly service fee: $9.95 per month
- Transaction fees below
Features
- Accept all credit and debit cards, and digital wallets like Apple Pay®
- Use a virtual terminal to process payments online or over the phone
- Point-to-Point Encryption (P2PE) and tokenization
- Connect via Wi-Fi, Ethernet, and LTE
Get paid as soon as the next business day when you deposit into a Wells Fargo business deposit account.
Equipment
- 3.6" touch screen
- ADA compliant PIN pad with shield
- Built-in receipt printer
- Integrated color camera (5MP) for 1D/2D barcode scanning
- Durable glass to protect against splashes and scratches
- Optional add-ons: tether cable, swivel stand and adapter
Software
All available software plans allow you to take card payments - on a device, your phone, or online. Plans also provide additional features to help you manage your business like syncing with your accounting software, reporting, and plug-ins for e-commerce and Apple Pay® platforms. After receiving your device, simply select the service plan that best meets your needs when you activate your account on the Clover dashboard, from there you can access plug-ins, demos and more.
Starter plan
- Supports card and digital wallet payments at a single location with up to three employees
- Basic employee management, monitoring, and reporting
- Enables card-not-present transactions via digital invoicing, recurring payments, keyed-in entry, and payment links
- $0 per month for the first device; $11.95 per month for each additional device; other exclusions and fees may apply to access service plan features
Essentials plan
- All Starter plan features, plus unlimited employees and shift management
- Order management, Accounting Sync, and free app market access
- Create a simple web page, gather customer feedback, and offer discounts
- $29.95 per month for the first device; $11.95 per month for each additional device
Fees
No application fees, no monthly minimums, and no early termination fees
Monthly merchant account fee: $9.95 per month, per location
- 24/7 live support
- Reporting and analytics
- Advanced risk and fraud monitoring
- Tools to help you manage disputes
PCI Compliance Program fee: $10.00 per month, per merchant ID
Transaction processing fees
With our dynamic Volume Tier pricing plan, transaction fees are based on monthly processing volume, and your rates will automatically adjust based on your processing volume each month. Custom (Interchange Plus) pricing is also available for select businesses. Call 1-866-380-9828 for more information.
$0 - $39,999.99
Per tap, dip, or swipe: 2.60% + $0.15
Per online or keyed in: 3.50% + $0.15
$40,000 - $79,999.99
Per tap, dip, or swipe: 2.50% + $0.15
Per online or keyed in: 3.40% + $0.15
$80,000 and up
Per tap, dip, or swipe: 2.40% + $0.15
Per online or keyed in: 3.30% + $0.15
Ready to get started?
Get answers to questions and apply.
Call 1-866-380-9828 or request a call
Shop more payment processing systems
From small and streamlined to robust and responsive, Clover systems offer tailored payment choices

Clover Go is a pocket-sized card reader that pairs with your phone or tablet to take payments wherever business takes you.

Clover Flex is a portable, handheld device that gives you the flexibility to accept payments almost anywhere.
Talk with a consultant
Call 1-866-380-9828
Monday through Friday, 6 a.m. to 5 p.m. Pacific Time
Per online or keyed-in transaction
When customers are on the phone or on your website, a transaction is completed by keying in the card number in the device or online through an e-commerce gateway.
Per tap, dip, swipe transaction
When customers are at your location, they pay by swiping a card, dipping or inserting a chip card, or tapping or waving a contactless card or phone above the device. This includes PIN debit transactions.
Interchange Plus
Interchange Plus passes card issuer interchange fees, card network switch fees, and network fees directly to the customer (also known as a "merchant").
Pricing has two components:
1. Interchange: A fee charged and set by card networks, like Visa and Mastercard, to process transactions.
2. Plus: Wells Fargo's fee per transaction in addition to the interchange fee. This may come in the form of a percentage fee, a transaction cost, or both.
Additional chargeback or monthly fees may apply. Find details on your monthly statement.
Total monthly processing
Monthly processing volume is the total dollar amount of the credit and debit card transactions you process in all of your merchant locations in a month including Visa, Mastercard, Discover, and American Express. Monthly processing volume includes PIN debit transactions.
PCI Compliance Program
The PCI Compliance Program fee supports your adherence to the Payment Card Industry Data Security Standards (PCI DSS) required by card networks.
Monthly merchant account fee includes:
Risk and fraud monitoring, reporting and analytics, 24/7 support, dispute management, and Clover's entry-level Payments software that allows you to take payments through a web browser, mobile app, or your Clover device. Monthly fees are assessed per MID (merchant ID). If you choose to add other equipment or options, additional fees may apply.
Clover software plans vary by solution and are billed directly to the merchant by Clover. Each Clover account supports only one software plan across all devices. Additional hardware or accessories may incur separate fees. Clover software, including applications and third-party offerings available through Clover or the Clover App Market, are subject to the respective developer's terms, and may include additional fees. All fees are subject to change. Existing merchants can view their current software plan and pricing through the Clover dashboard.
Clover solutions are offered by Wells Fargo Bank, N.A., which does not provide, and is not responsible for, third-party software or applications, including those offered by Clover.
You must opt into Cellular Data to enable LTE on a Clover device that supports it. Clover charges a monthly fee for Cellular Data on every device that is opted into the service. You may enable or disable Cellular Data at any time in the Clover dashboard or the Setup app on your device.
There is no early termination fee or long-term commitment for card processing services.
PCI non-compliance fees apply. This fee amount applies for Level 3 and Level 4 merchants with 1-25 MIDs only. If you have more than 25 MIDs, contact your Merchant Services consultant for more details on this fee.
If you accept payments using equipment or a gateway that you did not receive from Wells Fargo, the online or keyed rates and fees may apply to tap, dip, and swipe transactions.
Merchant Services are provided by Wells Fargo Bank, N.A.
When you use a Wells Fargo Bank deposit account for settlement or other Merchant Services purposes, you must use a Wells Fargo Bank business or commercial deposit account. Deposit products offered by Wells Fargo Bank, N.A. Member FDIC. Merchant Services are subject to application, credit review of the business and its owners, and approval..
The Clover name and logo are registered trademarks owned by Clover Network, LLC, and are registered or used in the U.S. or many foreign countries.
The Contactless Symbol and Contactless Indicator are trademarks owned by and used with permission of EMVCo, LLC.
Apple, the Apple logo, Apple Pay, Apple Watch, Face ID, iCloud Keychain, iPad, iPad Pro, iPhone, iTunes, Mac, Safari, and Touch ID are trademarks of Apple Inc., registered in the U.S. and other countries. Apple Wallet is a trademark of Apple Inc. App Store is a service mark of Apple Inc.
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