Print this page

Grow Your Business

Get access to the services you need to help you grow your business

Apply Now1-866-380-9828
Existing Customers1-800-451-5817
Whether you’re a new customer or considering Wells Fargo for your processing needs, Wells Fargo Merchant Services is here to help you grow your business when you’re ready.

By giving your customers more payment options, you can potentially increase your sales, improve cash flow, and broaden your customer base.1 And that's the case whether your business is new or established.

As emerging technologies change the landscape of the payment industry, you can trust us to find scalable solutions that will work for your business – now and in the future. We’ll work with you to find the right combination of payment processing equipment and software for your needs.

Expand Your Payment Options Show Details

As your business changes, we have secure payment processing solutions to meet your specific needs. Access the latest terminal, software, and mobile technologies to help you grow your business by taking card payments when and where you have customers.

Working Capital for Your Business Show Details

Cash flow is vital to every business. Through our partners, we offer a range of solutions for merchants to get access to working capital easily and conveniently. Wells Fargo Business Loans and Lines of Credit provides business lending products tailored to your requirements.

Expand Your Business Online Show Details

With an Internet Merchant Account, you can accept all major credit cards2 on your website or via mail and telephone orders. You may also reduce risk of fraud through the use of AVS (Address Verification Service) and CVV (Card Verification Value) while maintaining the flexibility of using a compatible payment gateway provider – or purchasing one from Wells Fargo. With easy set-up and installation, you can start accepting credit cards online in just a few days.

We’re here for all your payment processing needs and our consultants are available to help you.
Call us at 1-866-380-9828, Monday - Friday, 7:00 am to 6:00 pm, Pacific Time.

2May be subject to approval by individual Payment Networks.

Start a Gift Card Program Show Details

Customized to your business, gift cards are a smart way to boost your sales and offer value. When you start a gift card program for your business, you'll be able to:

  • Build brand awareness and loyalty – Gift cards are advertising billboards in the consumer's wallet. They can be reloaded with value, thereby encouraging repeat business.
  • Increase sales – A national survey reported 56% of consumers spend an average of $20 more than the initial face value of the gift card.5
  • Enhance cash flow – Gift cards are prepaid before you provide goods and services. You can invest these prepaid dollars in your business.

We’re here for all your payment processing needs and our consultants are available to help you.
Call us at 1-866-380-9828, Monday - Friday, 7:00 am to 6:00 pm, Pacific Time.

5 Source: First Data Prepaid Service/ValueLink - Consumer Insights Survey 2005

Business Track Online Reporting Tools Show Details

With Business Track3 online account management, you can monitor your merchant account activity 24/7 at no extra cost. Business Track access gives you tools to help you manage and grow your business.

Benefits and features:

  • Monitor your account activity 24/7 – Easily review transactions and retrieve data.
  • Card processing summary – A graphic summary of your last seven days of payment card transactions.
  • ClientLine reporting – Access to over 150 scheduled reports viewable online or available via email.
  • Statements – View, print, and download your most recent merchant processing statement before paper statements are mailed.
  • Disputes – You’ll see a total count and dollar amount for outstanding retrievals and chargebacks. If you are currently enrolled in our Dispute Manager4 you can investigate, track and even resolve card chargeback and retrieval disputes online.
  • Payments Tax Manager4 – You’ll find tax information related to your merchant account and a copy of your most recent IRS 1099-K form.

Please contact your Relationship Manager or Customer Service at 1-800-451-5817 for additional information.

3 Business Track services provided by First Data.
4 Some features and sections of Business Track may not be applicable for individual users, or not yet available.

Attract and Retain Corporate and Government CustomersShow Details

When you enable your point of sale terminal to accept purchase card data, you can attract and retain corporate and government customers. You may already be accepting these cards, but may not be recognizing benefits because your profile is not set up with purchase card prompting enabled.

What are purchase cards and who uses them?
Often known as P-cards, they are Visa and MasterCard programs used by corporations and government entities as a tool for making low value purchases. Organizations provide purchase cards to individual employees, who can use the card to make purchases directly from merchants within predetermined spending limits, eliminating the need for requisitions and purchase orders.

LEVEL 1 – Supported by our countertop terminals, this follows the standard method of processing where the card is authorized at the point of sale like any other Visa and MasterCard card, and is authorized and associated with normal transaction data through clearing and settlement.

LEVEL 2 – Supported by our countertop terminals, this level can provide companies with accounting and summary tax information about their expenditures. Standards for level 2 participation vary by merchant sector.

LEVEL 3 – Usually used by eCommerce and MOTO merchants, this is the highest level of enhanced data capture performed by Visa and MasterCard merchants for purchase card transactions. This level allows a detailed accounting of goods and services purchased.

Benefits and features:

  • Reduced paperwork and invoicing – Transaction information is generated and captured electronically – potentially saving time and expense of billing, collection, and postage.
  • New sales channels – Promoting your ability to accept purchase cards is likely to attract new customers.
  • Potentially lower your interchange costs6 – When you provide enhanced transaction data, your transactions may qualify for reduced interchange fees, resulting in savings for you.

Existing Wells Fargo Merchant Services customers contact us at 1-800-451-5817 to accept purchase cards.

6 Subject to qualifications.

Expand Bill Pay ServicesShow Details

Increase customer satisfaction and potentially save time and money with automated bill payment services. You have the flexibility to decide how you want to accept Visa, Discover, or MasterCard for payment.

Manual bill payment lets you take payments online or over the phone. The customer simply contacts you with their card account number, and you make the transaction immediately.

Recurring bill payments allow you to set up customers to have their bills charged to their card automatically on a pre-determined date each month. Once automatic payments are established, you benefit from automatic payment and reduced customer service expenses.

Benefits and features:

  • Get paid on time
  • Streamline payment processing
  • Reduce handling costs
  • Potentially Increase customer loyalty and revenue
Contact us at 1-800-451-5817 for more information about the solutions that best support your bill pay needs.

Add a New LocationShow Details

Adding a new location is a big step for any business. It means business is good and you're ready to expand and reach even more customers. Well done! But opening a new location is also a lot of work. You may have to deal with real estate leases, ordering extra inventory, purchasing store fixtures, renovating, and hiring new staff.

One thing you won't have to worry about is whether your payment processing solution can scale up and support multiple locations as well as an increase in business. Just give us a call and we'll set you up with additional terminals, PIN pads, printers, or software to support your new location and new customers.

Contact us at 1-800-451-5817 with your merchant account number. We'll answer your questions and help you get up and running in your new location.

Enable Prepaid Card Balance Inquiries Show Details

A “Balance Inquiry Only Request” is a function that is designed to allow Prepaid card cardholders the ability to request the account balance prior to the initiation of an authorization for the goods or services. Make it easy for your customers to check on balances and use their prepaid cards to purchase additional products and services from you.

Benefits and features:

  • Support balance inquiries for Visa, MasterCard, American Express payment networks and EBT (electronic benefits transaction) cards.
  • Potentially attract new customers
  • Encourage repeat visits
  • Potentially increase spending
If you have questions about your point of sale product’s capability to support prepaid balances refer to your point of sale quick reference guide or contact us at 1-800-451-5817.
1 Visa U.S. Payment Panel Study, 2Q11 to 1Q12