After I apply, when will I receive my card?
You will receive your new card(s) about 7 to 10 business days after your application has been approved and processed. If you requested additional cards on your application, they will be mailed at the same time but in separate envelopes.
What is the Prime Rate?
Prime refers to the rate that Wells Fargo announces from time to time as its "Prime Rate." In general, most of Wells Fargo's credit cards use the "Wells Fargo Prime Rate" as a base rate (e.g., "Prime + 12%). The Prime Rate used is generally similar to the prime rate quoted in the Money Rates column of The Wall Street Journal, which is the base loan rate posted by at least 75% of the nation's 30 largest banks as determined by the Journal. Please see the Customer Agreement for details.
Account Maintenance Questions
What if there are unauthorized charges on my stolen card?
Through the free WellsProtect® program you are not responsible for unauthorized transactions that are reported within 60 days from the first statement showing the unauthorized transaction. If your card (or card number) is ever lost or stolen, your account is safe. Just report your missing card right away or tell us as soon as you notice any unauthorized activity by calling the National Business Banking Center at 1-800-225-5935.