Manage Your Debt
Take control of your debt to help reach your goals
Consolidate my debt
Learn how consolidating multiple credit accounts into one new loan may help you lower your overall monthly expenses.
Pay off my debt faster
You can also manage your debt by paying it down faster. You may save on interest over time and on the total cost of borrowing, and begin paving the way for the future.
Lower my monthly payments
Access more cash each month by lowering the rate of your loan, consolidating multiple loans, or extending the length of your loan.
Tips for managing my debt
Establish strategies to manage your current debt more effectively, so you can stay on top of your finances and reach your goals faster.
Manage my payment difficulties
Learn what you can do if you are having trouble making your monthly payments.
Need help?
Contact the National Foundation for Credit Counseling (NFCC) in person, online, or by phone for in-depth, personalized financial counseling and education.
