Relationship pricing on your mortgage

Experience the next level of home financing

We’ll connect you with competitive rates, exclusive discounts, and special benefits.

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Relationship discounts are just the beginning

Your real estate goals are as unique as you. Let us help you find personalized solutions that fit your outlook for tomorrow, next year, and beyond. 

Get a discounted rate on jumbo loans

Enjoy even lower interest rates on jumbo non-conforming mortgages for buying or refinancing.

Here’s how much you can lower your rate based on your eligible assets  with Wells Fargo, for customers who apply on or after March 29, 2024 at 9:15 a.m. Central Time, starting at:

  • $250K: Get 0.125% off your rate
  • $500K: Get 0.250% off your rate
  • $750K: Get 0.375% off your rate
  • $1M: Get 0.500% off your rate
  • $2.5M: Get 0.625% off your rate
  • $5M: Get 0.875% off your rate
  • $10M: Get 1.00% off your rate
Information is accurate as of the date provided and is subject to change without notice.
You may be able to pay less interest over the life of your jumbo loan with an interest rate discount based on your eligible assets with Wells Fargo.

Put our knowledge to work for you

We match products and strategies to fit your unique situation, and we can help you plan for a variety of circumstances, including:

  • Larger home loans. We have teams of underwriters focused exclusively on jumbo loans.
  • Condo purchases. We can provide a streamlined condo review before appraisal, which can help eliminate any last-minute surprises.
  • Protection from rising rates. Fixed-rate mortgages are predictably stable, and our jumbo ARMs offer a buffer from rising rates—with a 2% rate cap for the first adjustment, a 1% rate cap for future adjustments, and a 5% lifetime rate cap.
Greg T Gelato

Greg T Gelato

NMLSR ID : 404155

200 Schulz Drive, 4th Floor Red Bank , NJ 07701

Not all assets qualify. For more information and to verify jumbo loan amounts for your county, contact your private mortgage banker.

If you extend your loan term, you may pay more interest over the life of your loan.

If you are a service member on active duty, an eligible spouse, partner, or dependent, or currently receiving SCRA benefits, please consult with your legal advisor prior to seeking a refinance of your existing mortgage loan. In some cases, a refinance may impact your eligibility for benefits under the Servicemembers Civil Relief Act or applicable state law.

Wells Fargo Home Mortgage is a division of Wells Fargo Bank, N.A.