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Searching for a new home? The Homebuyer Access® grant provides $10,000 in down payment assistance to eligible borrowers in select locations.,
Sign on today to search for homes that may qualify.
Estimate your home’s value
Find out what goes into your home’s estimated value. Explore what a home renovation could do to add value to your home. Track recent sales and get market and neighborhood insights for your area.
When using the search function [below], you acknowledge that you will leave wellsfargo.com and enter ComeHome. Although Wells Fargo has a relationship with this third-party, we do not control their site’s content or its services. Any data you provide to ComeHome will be subject to its privacy policy and terms of use. Any tools on the following website are provided for educational and illustrative purposes only. Wells Fargo does not guarantee the accuracy of any calculations or their applicability to your circumstances.
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The Homebuyer Access® grant may help customers purchase a home by providing a $10,000 grant for a down payment, subject to eligibility requirements. Grant funds cannot be used in connection with the financing of a Wells Fargo real estate owned (REO) property purchase. Repayment is not required for the grant. To use the grant, the full $10,000 must be applied toward the down payment. We cannot apply less than the full amount. The down payment grant is available in certain areas. Eligibility for grant money will not be confirmed until underwriting is complete.
Eligibility requirements:
Loan type: The grant may be used with a Wells Fargo fixed-rate conventional loan only. Loan types, such as non-conforming loans, government loans, and conventional adjustable-rate mortgages, are not eligible.
Income: The total qualifying income of all borrowers must be less than or equal to 120% of the area median income in the county where the subject property is located.
Location: The borrower's verified current permanent residential address must be located in an eligible area or the subject property the borrower is purchasing must be located in an eligible area.
Occupancy: The borrower must occupy the subject property they are purchasing as their primary residence.
Contact a home mortgage consultant to discuss eligibility requirements.
Possible tax implications: Accepting and using grant funds may be considered additional taxable income and will be reported on Form 1099-MISC for the primary borrower (the first person listed on the loan) on the application. This means the borrower may owe taxes on that additional income. The grant funds received may also affect any eligibility for income based assistance, such as government programs like student loan payment relief or other government payments that may be based on income. Before accepting this grant, customers should consider speaking with a tax advisor to understand if their taxes may be affected by this grant.
The Homebuyer Access® grant may be combined with Dream. Plan. Home.® closing cost credit, Corporate Mortgage Benefit Program, Union Plus® Mortgage program, non-Wells Fargo funded down payment assistance programs (DAPs), Builder Credits, and the Employee Mortgage Program. Standard Agency underwriting guidelines apply.
Wells Fargo Home Mortgage is a division of Wells Fargo Bank, N.A.
QSR-01132027-8175836.1.1
LRC-0625