Purchase Close on Time Guarantee
Close with confidence, guaranteed
With our Purchase Close on Time Guarantee, you get $5,000 if delays are on us.
Feel confident in your home purchase with Wells Fargo’s Purchase Close on Time Guarantee and be assured you’re protected if your loan closing is delayed. We’re committed to closing your loan on time and we back it with $5,000 if the delay is on us.
If you are purchasing a single-family primary residence in any of the eligible states, you may be automatically eligible for the Purchase Close on Time Guarantee. No need to opt in. Not all states qualify. A home mortgage consultant can help determine your eligibility.
Find out in minutes how much you could borrow and receive a customized mortgage estimate — all without affecting your credit score.
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Applicable for closing delays caused by Wells Fargo for first lien purchase loans on single family primary residences. FHA and VA loans and down payment assistance programs are not eligible. New construction, condominiums, investment homes, and properties in the state of New York do not qualify. Additional limitations may apply.
Possible tax implications: If compensation is received, the funds may be considered additional taxable income and will be reported on Form 1099-MISC for the primary borrower (the first person listed on the loan) on the application. This means the borrower may owe taxes on that additional income. Consult with your tax advisor to understand if taxes may be affected.
Wells Fargo Home Mortgage is a division of Wells Fargo Bank, N.A.
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