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Buy a New Construction Home

If you have your eye on a new construction home or a home that's nearly complete, we're here to help.

Couple with builder Buying a new construction home can involve lots of exciting choices and unique opportunities. When you're ready to buy, compare home loan options and navigate the financing process with a Wells Fargo home mortgage consultant who specializes in new construction.

You'll also have the support of a strong builder home financing team with a nationwide network, along with products and programs specifically designed to meet your needs when you're purchasing a new construction home.


Apply online

Our simplified mortgage application will walk you through each step.

Apply Now


Get prequalified

Have us contact you to see how much you may be able to borrow.

Get Started


Talk to a consultant 

What to expect during the new construction financing process

  • There may be several months after you sign a purchase agreement before your home is move-in ready. To keep your information current, we might ask you to submit it more than once.
  • If you're worried about interest rate changes, ask your home mortgage consultant how our Builder Best® Extended Rate Lock program can help protect you while your new home takes shape. Lock down a range of interest rates for up to 24 months on a variety of loans with a required, non-refundable extended lock fee.
  • Stay on track with our new construction home financing checklist (PDF).

 Buying a condo? 

Find out what's different about purchasing a condo and how we can help you through the process.

Why work with Wells Fargo?

Connect with us in person, online, or over the phone - whatever's convenient for you. Your home mortgage consultant will be there to help you throughout the process.

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Video - 4 steps to a home loan

Stay on top of the mortgage process with the right information, great technology - and your Wells Fargo team.

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