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Home Loans for New Construction Homes

If you have your eye on a new construction home or a home that's nearly complete, we're here to help.

Couple with builder Buying a new construction home can involve lots of exciting choices and unique opportunities. 

If you have your eye on a new construction home or a home that’s nearly complete, contact us today about a home loan for new construction homes.

You'll also have the support of a strong builder home financing team with a nationwide network, along with products and programs specifically designed to meet your needs when you're purchasing a new construction home.

What to expect during the home loan process for new construction homes

  • There may be several months after you sign a purchase agreement before your home is move-in ready. To keep your information current, we might ask you to submit it more than once.
  • If you're worried about interest rate changes while your home is being built, ask your home mortgage consultant how our Builder Best® Extended Rate Lock program can help protect you while your new home takes shape. Lock down a range of interest rates for 6 to 24 months on a variety of loans with a required, non-refundable extended lock fee.
  • Stay on track with our new construction home financing checklist (PDF).

 Buying a condo? 

Find out what's different about purchasing a condo and how we can help you through the process.

Why work with Wells Fargo?

Connect with us in person, online, or over the phone - whatever's convenient for you. Your home mortgage consultant will be there to help you throughout the process.

Learn more

Video - 4 steps to a home loan

Stay on top of the mortgage process with the right information, great technology - and your Wells Fargo team.

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If you’re ready to apply online, let’s go

Apply Now

Call 1-877-937-9357 or find a mortgage consultant in your area