Specialized financing options

Buying a newly constructed home or condo?
Wells Fargo can help you get the financing you need for these specialized home purchases.
New construction loans
If you have your eye on a newly constructed home or one that’s nearly complete, we're here to help. You'll have the support of a strong builder home financing team with a nationwide network, along with products and programs specifically designed to meet your needs.
- There may be several months after you sign a purchase agreement before your home is move-in ready. To keep your information current, we might ask you to submit it more than once.
- If you're worried about interest rate changes while your home is being built, ask your home mortgage consultant how our Builder Best® Extended Rate Lock program can help protect you while your new home takes shape. Lock down a range of interest rates for 6 to 12 months on a variety of loans with a required, non-refundable extended rate lock fee.
- Ask your mortgage consultant about the new construction process.
Condo loans
Navigate the condo financing process with a home mortgage consultant with extensive condo mortgage experience.
Home loan requirements for condominiums can depend on loan type, the homeowners association, and a host of other factors.
Part of the financing process involves reviewing and approving the condominium project documents. The good news is that many projects have already been approved. If the project is not already approved, we'll work with you to gather any information that may be needed for the review.
- Choose from a range of available condo financing options, including FHA and VA loans.
- Enjoy a larger selection of condo types - we lend on a wide variety of condo developments, including new construction and conversion projects.
- Put our experience to work for you - our in-house condo team checks the financial soundness of the condo project.
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Wells Fargo Home Mortgage is a division of Wells Fargo Bank, N.A.
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