Equipment Financing

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Explore financing options for acquiring new technology and equipment

Work with a market leader

The #2 bank-owned equipment finance provider for Commercial end-users, Original Equipment Manufacturers (OEMs), and Equipment Dealers to address their capital expenditure needs.

Recognized as a market leader in

  • Trucks & Trailers
  • Construction
  • Industrial/Manufacturing
  • IT & Related Tech

Our equipment financing specialists can help businesses acquire the equipment needed through flexible, customized loan and lease solutions suited for a wide range of equipment needs, including aircraft, commercial and specialty vehicles, marine, solar, rail car leasing and financing, and more.

Commercial Vehicle Financing

Whether you are looking to acquire new or late-model used equipment, our Commercial Vehicle Group helps freight transporters manage their truck and trailer finance needs. Our specialists have in-depth knowledge of the transportation industry and extensive experience to help determine the financing options that make sense for your company and the equipment you need through all business cycles.
  • Loans and equipment lines of credit
  • Up to 100% financing on new equipment
  • Seasonal payment options
  • Standard and modified TRAC lease
  • Capital and operating leases

Construction Equipment Financing

We offer a wide range of financing and leasing solutions for construction contractors, equipment manufacturers, distributors, and rental companies to help conserve capital and support business objectives. Our construction industry financing specialists help to choose and customize the financing options that fit your business.
  • New and used equipment financing and refinancing
  • Full spectrum of capital and operating lease options
  • Specialized loans involving balloon or seasonal payments
  • Up to 100% financing for qualified buyers and asset types
  • Flexible and competitive pricing with superior service

Technology Financing Solutions

As your business grows and it evolves and requires purchasing new computers, servers, IT equipment, or a specialized industry software package, we offer a comprehensive range of financing solutions to help reduce many of the risks associated with IT assets.
  • Maximize investment in latest technology by reducing cash outlay
  • Allocate capital to appreciating investments
  • Finance structures to help meet your business goals and needs
  • Find the right equipment for your organization, not tied to any one vendor

Rail car financing

Throughout North America, Wells Fargo Rail delivers locomotives that are managed by our in-house staff and available under leasing structures that are customized with your business goals in mind. Whatever you need, we’ve got you covered.
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Vendor Financial Services

We work with equipment manufacturers, dealers, and distributors to offer competitive and flexible point-of-sale financing programs for your commercial customers. Our sales representatives work with you to help design transaction terms and structures suited for your customers’ cash flow, tax and accounting objectives, and business needs.
  • Vendor referral programs
  • National and local sales support
  • Private label financing programs
  • Wholesale programs offering discounting or the purchase of transactions on the vendor’s documents
  • Financing throughout the United States and Canada — in both U.S. and Canadian dollars

Looking for used commercial and industrial equipment? Wells Fargo's equipment inventory is updated constantly. Learn more >

Access MyAccounts, the web portal to maintain asset and lease details, view and modify equipment specifics, and create relevant business reports. Visit MyAccounts >

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Learn more about leasing and financing

Purchase, loan, or lease?

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Lock in or wait? How business borrowers can navigate uncertainty in interest rates

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Reach out to get started

Let’s connect. We’re focused on providing tailored products and services to meet the unique banking needs of commercial businesses with annual revenues ranging from $25 million to $2 billion.

Contact us

2024 Monitor 100 survey

All transactions are subject to credit approval. Some restrictions may apply. Wells Fargo Equipment Finance is the trade name for certain equipment leasing and finance businesses of Wells Fargo Bank, N.A. and its subsidiaries.

The information contained herein is general in nature and not intended to provide you with specific advice or recommendations. Contact your attorney, accountant, tax or other professional advisor with regard to your individual situation.

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