Inventory Finance
Help grow sales, mitigate risk, and accelerate growth through inventory financing
Wells Fargo Inventory Finance brings together the benefits of outstanding customer service, extensive industry experience, and comprehensive financial services to serve the inventory financing needs of vendors and their related dealers across our regions in the U.S., Canada, and Europe. Our global scale and broad industry experience allows us to provide customers with actionable insights and a true competitive advantage. We have domain experience in the following industries:
- Marine
- Motorsports
- Outdoor products
- Agriculture
- Recreational vehicles
- Electronics & appliances
What is inventory financing?
How does inventory financing work?
Step 1: Dealer
Step 2: Vendor
Step 3: Wells Fargo
Step 4: Dealer
Potential benefits of floorplanning
Potential benefits to vendors
- Immediate funding and improved days sales outstanding balance sheet ratio
- Mitigate or eliminate credit risk
- Reduce/eliminate collection expense
- Tailored programs, processes, and reporting
- Automated electronic data transmission and 24/7 online account management and analytical tools
Potential benefits to dealers
- Optimal inventory stocking levels
- Extended repayment terms on inventory purchases often subsidized by the manufacturer and distributor
- Improve cash flow and liquidity
- Adequate credit lines
- Responsive and personal account management with 24/7 access to online customer system and analytical tools
Gain the Wells Fargo advantage
Online credit application
For interested dealers: Apply now >
For interested vendors: Contact jeff.s.mcdermott@wellsfargo.com
Customer Online Management System
Contact us
US: 800-254-6695
Canada: 888-609-5550
Europe: InventoryFinanceEurope@wellsfargo.com
Subject to change without notice
Should the BBSY fall below zero, the BBSY shall be deemed to be zero when calculating the CDF Reference Rate Australia and no further movement in the BBSY will be applied to the CDF Reference Rate until such time as the BBSY moves above zero again.
Should the BKBM fall below zero, the BKBM shall be deemed to be zero when calculating the CDF Reference Rate New Zealand and no further movement in the BKBM will be applied to the CDF Reference Rate until such time as the BKBM moves above zero again.
Products and services require credit approval. Wells Fargo Distribution Finance (“DF”) is the trade or business name in the United States and Canada for certain inventory financing (floor planning), working capital financing, and accounts receivable financing services of Wells Fargo & Company and its subsidiaries, including Wells Fargo Commercial Distribution Finance, LLC, Wells Fargo Capital Finance, LLC, Wells Fargo Bank, N.A., Wells Fargo Vendor Financial Services, LLC, Wells Fargo Financial Leasing, Inc., Wells Fargo Equipment Finance, Inc., Wells Fargo Capital Finance Corporation Canada, and Wells Fargo Equipment Finance Company.
Wells Fargo Bank, N.A. is a bank affiliate of Wells Fargo & Company. Wells Fargo Bank, N.A. is not liable or responsible for the obligations of its affiliates.
Wells Fargo International Finance (Australia) Pty Ltd is a subsidiary of Wells Fargo & Company, a company that is not authorised by the Australian Prudential Regulation Authority (APRA) as Authorised Deposit taking Institutions (ADIs) in Australia or licensed or regulated by the Australian Securities and Investments Commission (ASIC) as Australian Financial Services Licence holders.
Wells Fargo International Finance (New Zealand) Limited is a subsidiary of Wells Fargo & Company, a company that is not registered with, licensed or regulated by the Reserve Bank of New Zealand (RBNZ) as a registered bank or a non-bank deposit taker in New Zealand.
RO-3536450
LRC-0424