Understanding the LIBOR transition

Learn about the industry-wide shift from the LIBOR benchmark rate and what Wells Fargo is doing to prepare

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We understand your unique and complex needs and those of your industry, and we have the financial tools and guidance you need to help move your business forward. Because you are our top priority.

Products and services

Commercial Banking

Our relationship and lending managers live and work where you do and have the authority to make lending decisions locally. They strive to bring their knowledge of your economy and business environment to provide you with an informed perspective. With regional offices in Calgary, Mississauga, Montréal, Toronto, Vancouver, and around the world, we understand the value of taking the time to get to know your business and providing guidance on financial services that can help you achieve your business goals.

Middle Market Banking


Corporate & Investment Banking

Comprehensive approach to meet the capital, financial, banking, and investment needs of corporate, government, and institutional clients.


Commercial Real Estate

Wells Fargo strives to provide real estate investors with a full spectrum of construction, term, and interim financing. Working closely with you, our specialists in virtually all market segments will strive to ensure you receive seamless lending and service through all stages of your project life cycle, and every phase in your business.

Commercial Real Estate


Financial Institutions

Wells Fargo strives to develop long-term relationships with financial institution customers around the world. Learn more about our services for financial institutions.


Commercial Financing

Wells Fargo Commercial Banking brings together the benefits of exceptional local service and extensive industry experience. Whatever your goals, everything from improving cash flow efficiencies to making an acquisition, we have the experience to help you explore possibilities and the resources to help make them a reality.

  • Middle Market Banking
  • Vendor Financial Services
    • Wells Fargo Vendor Financial Services provides unique financing solutions that help meet your specific needs, whether you are an equipment manufacturer, dealer, or business customer. We offer a full range of programs and services designed to help your business grow and are dedicated to providing flexible financing. From web-based applications submittals to online account management, we bring knowledge and expertise to every relationship – uncovering a depth of know-how unique to Wells Fargo. When you work with Wells Fargo, you experience speed, exceptional service and a world of expertise.
    • Ready to learn more about Vendor Financial Services in Canada? Call us at 1-800-242-2523.
    • For more information, view Wells Fargo Equipment Finance in the U.S.
  • Commercial Distribution Finance 
    • As one of the leading providers of specialized floorplan financing and servicing solutions, Wells Fargo Commercial Distribution Finance® (CDF) delivers when it comes to supporting the efficient, uninterrupted flow of products from manufacturer to dealer. With over 50 years of experience in Canada, from powersports, marine, and recreational vehicles, to outdoor lawn & garden, agriculture, and electronics and appliances — our teams of industry experts have the know-how to create a solution that's right for you and your growing business.
  • Capital Finance
  • International Trade Services

Treasury Management

Wells Fargo offers a wide array of products and services that can help meet your treasury management needs in Canada. Manage all of your North American treasury operations through a single banking relationship, increasing visibility and control of your accounts and liquidity.

Whether you have a subsidiary in Canada and need an operating account, or you simply need to make basic payments and collections, we offer account solutions to fit your specific needs.


Commercial Electronic Office® (CEO®)

Open Canadian and U.S.-dollar accounts to improve control over Canadian cash flows and minimize costly foreign exchange conversions. You can manage these accounts, domiciled with Canadian Branch, centrally in Commercial Electronic Office® (CEO®). We offer you a consolidated account analysis statement covering all your Wells Fargo accounts around the globe.

Electronic Payables 

  • Wire transfers: We offer domestic and cross-border wire initiation capabilities via CEO, allowing you to send payments quickly and securely throughout the world, from a CAD or USD account in multiple currencies.
  • Automated Funds Transfer (AFT): AFT allows you to send and receive payments from across Canada.
  • Global payments automation: Originate your company's global payments direct from your accounting or enterprise resource planning (ERP) system to the Payment Manager® service for straight-through processing. With Payment Manager you can send a single electronic file to Wells Fargo containing directions for multiple payment types – including both domestic and international payments.

Receivables Manager 

Receivables Manager optimizes cash flow by enabling you to quickly and conveniently receive detailed payment information electronically from multiple payment sources.

Information Reporting and Liquidity Management

  • Treasury Information Reporting (TIR): TIR delivers automated, customizable information about business activities online through the CEO portal, putting extensive, real-time information at your fingertips, whether accessing CEO through desktop or mobile devices.
  • SWIFT for Corporates: The SWIFT platform enables you to leverage a single network to transmit and receive financial data (e.g., payments, treasury and securities orders, and reporting files) to over 11,000 member financial institutions in more than 200 countries around the world.

WellsOne® Commercial Card (CAD)

The Canadian dollar (CAD) commercial card is designed to link to your program in the U.S., so you don't have to handle a separate card program for locations in Canada. This allows your company to use one issuer, one account manager, one service centre, and one reporting tool accessed through a single sign-on in CEO.

Foreign Exchange

Wells Fargo's team of foreign exchange specialists helps you move money to and from overseas locations.

Customer success stories

Inventory financing:
Do you have the credit you need to grow your business?

Learn how Wells Fargo Commercial Distribution Finance® helped support the growth of Canadian powersports dealer Motos Illimitées with a robust inventory financing program.

Photo credit: Margus Riga

Asset-based lending:
This Canadian innovator is a game changer for mountain biking enthusiasts

Rocky Mountain has a well-deserved reputation for their exceptional high-end mountain bikes. Now, thanks to this dynamic Canadian company, high performance electric mountain bikes are a growing trend worldwide.

Keeping up with the Canadians' hospitality

A Canadian hotel empire turned to Wells Fargo, a relative newcomer in Vancouver, British Columbia, to help with financing to keep its luxury downtown hotel running smoothly. Today, Northland Properties is celebrating its 50th anniversary, and is Canada's fastest growing hospitality group.


Wells Fargo donates $100,000 for COVID-19 Relief Efforts across Canada

Foundation supports relief efforts in partnership with United Way Worldwide.

Taking quick action to quell anxiety and fear over COVID-19

After the first COVID-19 cases hit Toronto, a Wells Fargo employee saw a growing need for mental health support as the pandemic brought fear and panic to her hometown.

Riding to support the Dog Guides: A special puppy named Stanley

Among the 73 bikers taking part in the Ride for Dog Guides this year was Wells Fargo client Rob Stanley of Samuel, Son & Co., Limited, on his new 2020 Yamaha Venture.