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What you'll need to open an Everyday Checking account

Age requirements

  • Anyone 17 and older can open as a primary owner
  • Teens 17 years old and under must open at a branch

To open this account online, you'll need to:

  • Be 18 years or older
  • Know your Social Security Number (SSN) or Individual Taxpayer Identification Number (ITIN)
  • Have a physical U.S. address
  • Have your own mobile phone number

To open this account at a branch, you'll need to:

  • Know your Social Security Number (SSN) or Individual Taxpayer Identification Number (ITIN)
  • Have two forms of identification (a primary and secondary ID)

Non-U.S. citizens without a U.S. issued taxpayer identification number must provide a government issued ID that provides evidence of nationality or residence.

Each primary account owner, co-owner, or joint owner will need these two forms of IDs.

One primary ID (original version)

  • State-issued or U.S territory driver's license
  • State-issued or U.S territory ID card
  • Passport
  • U.S. Armed Forces ID
  • Permanent resident card
  • Employment authorization card
  • Border Crossing Card
  • Tribal Identification issued by a federally recognized U.S. tribal government
  • Consular card issued by Colombia, Guatemala, or Mexico
  • El Salvador Documento Unico do Identidad (DUI) card
  • Canadian driver's license or ID card issued in English (Quebec-issued IDs are not accepted)

Plus a secondary ID (original version)

  • Any ID that's acceptable as a primary ID
  • ATM, credit, or debit card
  • Employee ID
  • Student ID
  • Social Security card (signed)
  • Birth certificate (original or certified copy)
  • ID issued by a recognized business, education institution, or government agency (domestic or foreign)

Proof of address is required – If neither primary nor secondary ID contains your physical address, separate proof of address (for example a utility bill or school enrollment statement) will need to be provided.

Minors without a primary ID need to be accompanied by an adult co-owner who is a relative or guardian, and bring identification such as a Social Security card, birth certificate, or student ID.

For branch account openings, we recommend you make an appointment.