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How to avoid the monthly service fee for Everyday Checking

You can avoid the $10 monthly service fee with one of the following each fee period:

  • $500 minimum daily balance
  • $500 or more in total qualifying electronic deposits
  • Primary account owner is 17 – 24 years old
  • A Wells Fargo Campus ATM Card or Campus Debit Card linked to this account (Effective May 1, 2025, customers will no longer be able to open or link a new Wells Fargo Campus Card to checking and savings accounts.)
  • A qualifying monthly non-civilian military direct deposit with the Wells Fargo Worldwide Military Banking program

For ATM and other fees, see our Quick view of account fees

The fee period is the period used to calculate the monthly service fee. The fee period details are provided on the Monthly Service Fee Summary located in your account statement.

A qualifying electronic deposit is a deposit of funds, such as your salary, government benefit payment, or other income, that has posted to your account and is (1) a direct deposit made through the Automated Clearing House (ACH) network, (2) an instant payment processed through the RTP® network (real-time payment system) or FedNowSM Service, or (3) an electronic credit from a third party service that facilitates payments to your debit card using the Visa® or Mastercard® network (e.g., an Original Credit Transaction). Transfers from one account to another, mobile deposits, Zelle®, or deposits made at a branch or ATM are not considered a qualifying electronic deposit.

When the primary account owner reaches the age of 25, age can no longer be used to avoid the monthly service fee.

You will receive your Worldwide Military Banking program benefits 45 days after your qualifying non-civilian military direct deposit is deposited into your eligible Wells Fargo checking account. For more information on the qualifying non-civilian military direct deposit, program qualifications and benefits, please visit wellsfargo.com/military/worldwide-military-banking or wellsfargo.com/depositdisclosures.

Wells Fargo Bank, N.A. Member FDIC.

QSR-10102026-7846714.1.1

LRC-0425