What you'll need to open a Clear Access Banking account

Age requirements

• Anyone 17 and older can open as a primary owner
• Teens 13 — 17 must open at a branch
• Minors 13 — 16 must have an adult co-owner

To open this account online, you'll need to:

• Be 18 years or older
• Know your Social Security Number (SSN) or Individual Taxpayer Identification Number (ITIN)
• Have a physical U.S. address
• Have your own mobile phone number

To open this account at a branch, you'll need to:

• Know your Social Security Number (SSN) or Individual Taxpayer Identification Number (ITIN)
• Have two forms of identification (a primary and secondary ID)

Non-U.S. citizens without a U.S. issued taxpayer identification number must provide a government issued ID that provides evidence of nationality or residence.

Each primary account owner, co-owner, or joint owner will need these two forms of IDs.

One primary ID (original version)

• State-issued or U.S territory driver's license
• State-issued or U.S territory ID card
• Passport
• U.S. Armed Forces ID
• Permanent resident card
• Employment authorization card
• Border Crossing Card
• Tribal Identification issued by a federally recognized U.S. tribal government
• Consular card issued by Colombia, Guatemala, or Mexico
• El Salvador Documento Unico do Identidad (DUI) card
• Canadian driver's license or ID card issued in English (Quebec-issued IDs are not accepted)

Plus a secondary ID (original version)

• Any ID that's acceptable as a primary ID
• ATM, credit, or debit card
• Employee ID
• Student ID
• Social Security card (signed)
• Birth certificate (original or certified copy)
• ID issued by a recognized business, education institution, or government agency (domestic or foreign)

Proof of address is required – If neither primary nor secondary ID contains your physical address, separate proof of address (for example a utility bill or school enrollment statement) will need to be provided.

Minors without a primary ID need to be accompanied by an adult co-owner who is a relative or guardian, and bring identification such as a Social Security card, birth certificate, or student ID.

For branch account openings, we recommend you make an appointment.