How to avoid the monthly service fee for Clear Access Banking
You can avoid the $5 monthly service fee with one of the following each fee period:
- Primary account owner is 13 – 24 years old.
- A Wells Fargo Campus ATM Card or Campus Debit Card linked to this account (Effective May 1, 2025, customers will no longer be able to open or link a new Wells Fargo Campus Card to checking and savings accounts.)
- A qualifying monthly non-civilian military direct deposit with the Wells Fargo Worldwide Military Banking program
For ATM and other fees, see our Quick view of account fees
The fee period is the period used to calculate the monthly service fee. The fee period details are provided on the Monthly Service Fee Summary located in your account statement.
When the primary account owner reaches the age of 25, age can no longer be used to avoid the monthly service fee. Customers between 13 and 16 years old must have an adult co-owner.
You will receive your Worldwide Military Banking program benefits 45 days after your qualifying non-civilian military direct deposit is deposited into your eligible Wells Fargo checking account. For more information on the qualifying non-civilian military direct deposit, program qualifications and benefits, please visit wellsfargo.com/military/worldwide-military-banking or wellsfargo.com/depositdisclosures.
Wells Fargo Bank, N.A. Member FDIC.
QSR-10072026-7832279.1.1
LRC-0325