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Business Savings and Time Account (CD) Rates

CA, 94105 Change Location

Business Platinum Savings: Special Interest Rate

Minimum Opening Deposit: $25

Balance Special Interest Rate APY Apply
$0 - $24999 0.05% 0.05% Make an appointment
or call 1-800-416-8658
$25000 - $99999 1.3% 0.37%
$100000 or more 1.3% 0.4%

Special Interest Rate lasts for 3 months, and requires $25000 new funds deposited to the account from sources outside of Wells Fargo Bank, N.A., or its affiliates. Not valid for Private Banking, Business Banking, Wholesale, or Wealth customers; these customers should contact their Relationship Manager. Special Interest Rates are not available online.

Business Platinum Savings: Standard Interest Rate

Minimum Opening Deposit: $25

Balance Standard Interest Rate APY
$0 - $24999 0.05% 0.05%
$25000 - $99999 0.06% 0.06%
$100000 or more 0.1% 0.1%

Business Market Rate Savings

Minimum Opening Deposit: $25

Balance Interest Rate APY
$0 or more 0.03% 0.03%

Business CD Rates

Special CD rates

Minimum Opening Deposit: $5,000

Term Interest Rate APY Renewal Term
9 months 0.55% 0.55% 6 months
19 months 2.03% 2.05% 12 months
39 months 1.34% 1.35% 36 months
58 months 1.39% 1.4% 48 months
Minimum opening deposit of $5,000 required. Public funds are not eligible for these offers. Special Interest Rate applicable to initial term only. At maturity, time account will automatically renew for the Renewal Term stated above, at the interest rate and APY in effect for time accounts not subject to a Special Interest Rate, unless the Bank has notified you otherwise. The Bank may limit the amount you may deposit in this product to an aggregate of $1 million.

Standard CD rates

Minimum Opening Deposit: $2,500

Term Interest Rate APY Balance
1 - 2 months 0.01% 0.01% $0 - $4999
0.01% 0.01% $5000 - $9999
0.01% 0.01% $10000 - $24999
0.01% 0.01% $25000 - $49999
0.01% 0.01% $50000 - $99999
0.01% 0.01% $100000 or more
3 - 5 months 0.05% 0.05% $0 - $4999
0.05% 0.05% $5000 - $9999
0.05% 0.05% $10000 - $24999
0.05% 0.05% $25000 - $49999
0.05% 0.05% $50000 - $99999
0.05% 0.05% $100000 or more
6 - 11 months 0.05% 0.05% $0 - $4999
0.05% 0.05% $5000 - $9999
0.05% 0.05% $10000 - $24999
0.05% 0.05% $25000 - $49999
0.05% 0.05% $50000 - $99999
0.05% 0.05% $100000 or more
12 - 23 months 0.1% 0.1% $0 - $4999
0.1% 0.1% $5000 - $9999
0.1% 0.1% $10000 - $24999
0.1% 0.1% $25000 - $49999
0.1% 0.1% $50000 - $99999
0.1% 0.1% $100000 or more
24 - 35 months 0.2% 0.2% $0 - $4999
0.2% 0.2% $5000 - $9999
0.2% 0.2% $10000 - $24999
0.2% 0.2% $25000 - $49999
0.2% 0.2% $50000 - $99999
0.2% 0.2% $100000 or more
36 - 47 months 0.4% 0.4% $0 - $4999
0.4% 0.4% $5000 - $9999
0.4% 0.4% $10000 - $24999
0.4% 0.4% $25000 - $49999
0.4% 0.4% $50000 - $99999
0.4% 0.4% $100000 or more
48 - 59 months 0.6% 0.6% $0 - $4999
0.6% 0.6% $5000 - $9999
0.6% 0.6% $10000 - $24999
0.6% 0.6% $25000 - $49999
0.6% 0.6% $50000 - $99999
0.6% 0.6% $100000 or more
60 - 71 months 0.8% 0.8% $0 - $4999
0.8% 0.8% $5000 - $9999
0.8% 0.8% $10000 - $24999
0.8% 0.8% $25000 - $49999
0.8% 0.8% $50000 - $99999
0.8% 0.8% $100000 or more
72 - 144 months 0.8% 0.8% $0 - $4999
0.8% 0.8% $5000 - $9999
0.8% 0.8% $10000 - $24999
0.8% 0.8% $25000 - $49999
0.8% 0.8% $50000 - $99999
0.8% 0.8% $100000 or more

Business Step Rate CD Rates

A Step Rate CD is a 24-month CD featuring guaranteed interest rate increases and one penalty-free withdrawal every six months, provided the minimum opening balance is maintained.

Minimum Opening Deposit: $2,500

Term and Steps Interest Rate APY
24-month term 0.93%
Step 1: 1-6 months 0.55%
Step 2: 7-12 months 0.8%
Step 3: 13-18 months 1.05%
Step 4: 19-24 months 1.3%
Step Rate Time Accounts require a $2,500 minimum opening deposit.

Annual Percentage Yield assumes interest remains on deposit until maturity. One penalty-free partial withdrawal may be made during the five business days beginning on each of the days the interest rate increases, provided the minimum opening balance remains on deposit. Withdrawals will reduce earnings. Step Interest Rates applicable to initial term only. At maturity, time account will automatically renew into a standard (non-step) 24 month, fixed rate Time Account (CD) at the interest rate and APY in effect for time accounts not subject to a Special Interest Rate, unless the Bank has notified you otherwise. Public Funds are not eligible for this offer. The Bank may limit the amount you may deposit in this product to an aggregate of $1 million.

Apply for a Business Savings account today Apply In Person

Give us a call at 1-800-416-8658

The APY (Annual Percentage Yield) is a percentage rate that reflects the total amount of interest paid on the account, based on the interest rate and the frequency of compounding for a 365-day period. Your account statement will include the APY earned on your savings accounts and interest-earning checking accounts for the period covered by the statement.