How to Make a Savings Plan

Three easy steps for saving your money

If you have dreams, you need savings! As a Junior Agent® Saver, you’ll learn to save and get lots of practice at it by following three simple steps.

Step 1: Stash your cash

Gather all your money – check your pockets, empty your piggybank, and set aside your allowance and any gift money you have. Count every coin and dollar to get a total amount, then ask your mom or dad to help you deposit it all into your savings account.

Step 2: Set a goal

Saving money is easier when you have a goal to aim for, to help you remember WHY you’re saving in the first place. Set a savings goal by asking yourself:

  • What do I need or want?
  • How much will it cost?
  • How much money do I have right now?
  • What can I do to earn more money to reach my goal faster?

Write down what you're saving for on the Your Savings Goals sheet.

Step 3: Track your savings

You always want to know how much you’ve saved – and how much you’ve spent.

Write down how much money goes in and out of your savings account on a Savings Account Tracker sheet. Then watch how close you’re getting to your goals!