How to Make a Savings Plan
If you have dreams, you need savings! As a Junior Agent® Saver, you’ll learn to save and get lots of practice at it by following three simple steps.
Step 1: Stash your cash
Gather all your money – check your pockets, empty your piggybank, and set aside your allowance and any gift money you have. Count every coin and dollar to get a total amount, then ask your mom or dad to help you deposit it all into your savings account.
Step 2: Set a goal
Saving money is easier when you have a goal to aim for, to help you remember WHY you’re saving in the first place. Set a savings goal by asking yourself:
- What do I need or want?
- How much will it cost?
- How much money do I have right now?
- What can I do to earn more money to reach my goal faster?
Write down what you're saving for on the Your Savings Goals sheet.
Step 3: Track your savings
You always want to know how much you’ve saved – and how much you’ve spent.
Write down how much money goes in and out of your savings account on a Savings Account Tracker sheet. Then watch how close you’re getting to your goals!