Canada and U.K. Commercial Real Estate Lending

Commercial real estate financing solutions offered in Canada and the U.K.

Wells Fargo offers financing for all stages of commercial real estate projects in Canada and the United Kingdom.


Our local commercial real estate teams bring the full spectrum of Wells Fargo commercial real estate services to Canadian developers and U.S.-based developers with Canadian projects.

Learn more about the full range of Wells Fargo commercial real estate financial products and services available in Canada.

United Kingdom

Our local commercial real estate teams cover all aspects of commercial real estate loan cycles, from origination and transaction management to loan administration.

  • Pan-UK and Republic of Ireland coverage
  • All major and established alternative real estate asset types
  • Loan sizes typically greater than £20 million
  • A wide range of lending products, including
    • Investment finance
    • Development finance
    • Corporate facilities
    • Floating and fixed rate loans
    • Fund finance
    • Portfolio lending
    • Green/ESG finance
    • Loan-on-loan finance
    • Syndicated loan facilities

We also offer access to a range of associated products and services to real estate customers, including debt capital markets, private placements, subscription finance, and derivatives.

A sole focus on the UK and Irish real estate enables us to be specialists in the sector combining local market expertise with the size and strength of Wells Fargo and its long established real estate franchise.

Our debt products cover a wide spectrum of funding requirements and we lend against all major real estate asset types and established alternatives.

We work closely with the Wells Fargo global business to provide our customers with comprehensive financial solutions.

Management team

Nicola Free 

Head of EMEA CRE 

+44 (0)7760 997189

Stacey Flor

Co-Head of Origination

+44 (0) 20 3942 8819

John Rubbert

Co-Head of Origination

+44 (0) 20 3942 8820

Sarah Stafford

Head of Commercial Real Estate Ireland

+353 1 436 5795

Michael Acratopulo

Senior Credit Officer

+44 (0) 20 3942 8823

Senior CRE contacts

Tim Gibb

+44 (0) 20 3942 8828

Charles Roberts

+44 (0) 20 3942 8832


Mala Panchasara

+44 (0) 20 3942 8837

Duncan Parvin

+44 (0) 20 3942 8826

Other contacts

Alexandra Poppova

Head of Loans Administration

+44 (0) 20 3942 8849

Matthew Bennett

Head of Property Underwriting 

+44 (0) 20 3942 8854

Martin Read

Head Real Estate Valuation Services UK

+44 (0) 20 3942 8858

Margot Waddup

Head of Syndicated Finance

+44 (0) 20 3942 9688

Debt capital markets

We offer a broad array of origination capabilities and distribution networks. As a market-leading U.S. private placement business, we can provide UK counter parties with access to U.S. capital markets.


Our UK syndications team has significant experience arranging and syndicating loans, with more than £7 billion distributed since 1999. Along with underwriting facilities, we can form club deals to provide investors with a single point of contact within a larger capital pool.

Subscription lines

We have a global team dedicated to the subscription line business and work with a wide range of clients across all private equity sectors. Since 2012 we have arranged more than 250 transactions ranging in size from $25 million to $325 billion.


We offer a full array of interest rate, foreign exchange, and other hedging products, and can ensure derivative delivery is fully integrated with the related financing.

Advisory services

Investment Banking – choose from a comprehensive selection of investment banking services including advice on capital markets transactions, mergers and acquisitions, financial restructurings, and more.