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Merchant Services Pricing for Card Processing

Competitive pricing for businesses of all sizes

We're here to help you focus on growing your business with clear, upfront pricing.

Understand the full cost of our payment and business solutions from services through software plans — with no surprises. No application fees, no monthly minimums and no long-term contract required.

Transaction processing

Higher processing volume unlocks lower rates

With our dynamic pricing, as your monthly sales reach the minimum for a lower rate, we automatically adjust it for the month — no action needed from you. 

Your price will depend on the amount you process each month and how the payments are accepted:

Total monthly processing volume
Per tap, dip, swipe transaction
Per online or keyed-in transaction
$0 - $39,999.99
2.60% + $0.15 
3.50% + $0.15 
$40,000 - $79,999.99
2.50% + $0.15 
3.40% + $0.15 
$80,000 & up
2.40% + $0.15 
3.30% + $0.15

You can predict your monthly payments and will benefit from easy-to-understand statements. Plus, we don't charge extra fees for downgrades, chargebacks, voice authorization, or foreign transactions.

You may be eligible for custom pricing. Contact us at 1-866-609-3378 Monday through Friday, 6 a.m. to 5 p.m. Pacific Time, or request a call.

Services

Your merchant account comes with built-in features

  • Reporting and analytics to track sales and costs
  • Advanced fraud protection and real-time risk evaluation
  • Tools to manage disputes and chargebacks
  • 24/7 U.S.-based support

The account fee varies depending on processing method and is applied to each merchant ID (MID) every month, regardless of processing activity.

Processing method Monthly cost
With a Clover® point-of-sale device or payment gateway $9.95 
With an Authorize.net point-of-sale device, mail order or telephone order  $9.95
Through an Authorize.net  payment gateway (shopping cart integrations or e-commerce)  $24.95
With a non-Wells Fargo sold processing solution*  $14.95

*Non-Wells Fargo-sold processing solutions must be on Fiserv's certified partner list.

You'll also see a $10 per month fee per MID for the PCI Compliance Program. PCI Compliance is required by card networks and the program includes web tools, breach insurance, and secure data storage.

Clover software plans

Software plans designed with your business in mind

Every Clover software plan comes with access to business management tools and lets you take payments through a virtual terminal using your web browser or mobile app.

You can choose to enroll in advanced software plans designed for restaurants, services, and retail businesses that unlock more robust features like a branded website builder, accounting and inventory tools, app marketplace access, and more.

Available software plans vary by payment solution.

Explore payment solutions 

Per online or keyed-in transaction

When customers are on the phone or on your website, a transaction is completed by keying in the card number in the device or online through an e-commerce gateway.

Per tap, dip, swipe transaction

When customers are at your location, they pay by swiping a card, dipping/inserting a chip card, or tapping/waving a contactless card or phone above the device. Contactless and mobile wallet payments include Apple Pay®.

Total monthly processing

Monthly processing volume is the total dollar amount of credit/debit card transactions you process in all of your merchant locations in a month including Visa, Mastercard, Discover, and American Express.