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Wells Fargo Business Term Loan Questions

Getting started

How do I apply for a term loan?

The following products have been discontinued: 

  • Equipment Express® loan
  • Wells Fargo BusinessLoan® term loan
  • FastFlex® small business loan

Current customers with these accounts will continue to be serviced as normal. For account maintenance, call: 1-800-225-5935.

We offer a variety of other lending solutions, including business lines of credit and Commercial Real Estate Financing options.

Using your FastFlex Small Business Loan, Wells Fargo BusinessLoan Term Loan or Advancing Term Loan

Can I make additional payments on my term loan?

For FastFlex Small Business Loan

Yes, you can make additional payments and pay off the loan early with no penalty. These payments can be made via Wells Fargo Business Online® and will not reduce the amount of your next weekly payment but will reduce your total loan balance.  

For Wells Fargo BusinessLoan Term loan

Yes, additional payments to your principal may be made through Wells Fargo Business Online® or by mailing in additional payments. These additional payments will not reduce the amount of your next payment but will reduce your total loan balance. You may pay off the loan before the end of term without an early payment penalty fee.

For Advancing Term Loan

Yes, you can make additional payments during the draw period and it will reduce the principal balance.  After the draw period, the balance converts to a fully amortized 5-year loan.  These payments can be made via Wells Fargo Business Online and will not reduce the amount of your next payment but will reduce your total loan balance.

To make additional principal payments for FastFlex Small Business Loan, Wells Fargo BusinessLoan Term loan and Advancing Term Loan:

  1. Sign on to Wells Fargo Business Online®
  2. Select Business Accounts from the Select Account View dropdown
  3. Find this account under Commercial Lines and Loans
  4. Select Make Principal Payment
  5. Follow instructions and submit

Note: Non-Wells Fargo Bank customers with an Advancing Term Loan must mail in payments.

Where do I send my monthly payments for my Wells Fargo BusinessLoan Term loan?

Please refer to the payment address on your current statement or call 1-800-225-5935 for assistance.

How do I set up automatic bill payments on my Wells Fargo BusinessLoan Term loan or my Wells Fargo Advancing Term Loan?

With our Automatic Payment Service, have your monthly loan payment made automatically from any business checking account — it's easy and free. You can also call the National Business Banking Center at 1-800-225-5935 to set up automatic payments.

Account Security/Fraud

What do I do if I suspect fraud on my account?

If you have questions about your account, please contact the National Business Banking Center at 1-800-225-5935 immediately.