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Wells Fargo Business Term Loan Questions

Getting started

How do I apply for a term loan?

The following products have been discontinued: 

  • Equipment Express® loan
  • Wells Fargo BusinessLoan® term loan
  • FastFlex® small business loan
  • Advancing term loan

Current customers with these accounts will continue to be serviced as normal. For account maintenance, call: 1-800-225-5935.

We offer a variety of other lending solutions, including business lines of credit and Commercial Real Estate Financing options.

Managing your Equipment Express® loan, Wells Fargo BusinessLoan® term loan, FastFlex® small business loan, or Advancing term loan

Can I make additional payments on my term loan?

For Equipment Express loan

Yes, additional payments to your principal may be made by mailing in additional payments. You can also call the National Business Banking Center at 1-800-225-5935 to request payment over the phone if your account has a linked Wells Fargo business account for payment. These additional payments will not reduce the amount of your next payment but will reduce your total loan balance. You may pay off the loan before the end of term without an early payment penalty fee.

For Wells Fargo BusinessLoan term loan

Yes, additional payments to your principal may be made through Wells Fargo Business Online® or by mailing in additional payments. These additional payments will not reduce the amount of your next payment but will reduce your total loan balance. You may pay off the loan before the end of term without an early payment penalty fee.

For FastFlex small business loan

Yes, additional payments to your principal may be made through Wells Fargo Business Online. These additional payments will not reduce the amount of your next payment but will reduce your total loan balance. You may pay off the loan before the end of term without an early payment penalty fee.

For Advancing term loan

Yes, you can make additional principal payments to reduce the principal balance. These payments can be made via Wells Fargo Business Online and will not reduce the amount of your next payment but will reduce your total loan balance.

To make additional principal payments for Equipment Express loan, Wells Fargo BusinessLoan term loan and Advancing term loan:

  1. Sign on to Wells Fargo Business Online®
  2. Select Business Accounts from the Select Account View dropdown
  3. Find this account under Commercial Lines and Loans
  4. Select Make Principal Payment
  5. Follow instructions and submit

Note: Non-Wells Fargo Bank customers with an Advancing Term Loan must mail in payments.

Where do I send my monthly payments?

Please refer to the payment address on your current statement or call 1-800-225-5935 for assistance.

How do I set up automatic bill payments on my Wells Fargo BusinessLoan term loan or my Advancing term loan?

With our Automatic Payment Service, have your monthly loan payment made automatically from any business checking account — it's easy and free. You can also call the National Business Banking Center at 1-800-225-5935 to set up automatic payments.

How do I set up automatic bill payments on my Equipment Express Loan?

You can call the National Business Banking Center at 1-800-225-5935 to set up automatic payments.

Account Security/Fraud

What do I do if I suspect fraud on my account?

If you have questions about your account, please contact the National Business Banking Center at 1-800-225-5935 immediately.