Things to consider when preparing to apply for a BusinessLine® line of credit

  • Typically, guarantors have a FICO® Score of at least 680 at the time of application and have been in operation for at least six months.
  • An account requires personal guarantees from any owner with 25% or more ownership in the applicant business, with a minimum combined aggregate of 51% ownership. 
  • Additional information related to applying for credit can be found at our Business Resource Center:

All business applicants are unique and some exceptions may apply. All applications are subject to final credit approval.