Things to consider when preparing to apply for a BusinessLine® line of credit

  • Typically, guarantors have a FICO® Score of at least 680 at time of application.
  • An account requires personal guarantees from any owner with 25% or more ownership in the applicant business, with a minimum combined aggregate of 51% ownership.
  • Requires time in business to be six months or more
  • Additional information related to applying for credit can be found at our Business Resource Center:
All business applicants are unique and some exceptions may apply. All applications are subject to final credit approval.

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