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Improve Credit

How to help rebuild your credit or improve your credit score

How to rebuild credit

Learn strategies that may help you rebuild your damaged credit.

Rebuilding credit


Take your credit score from good to great

Use these tips that may help make your good credit even better.

Going from good to great


Learn good credit habits

Explore a few simple ways to build healthy credit.

Learn good credit habits


Next Step

View your FICO® Credit Score. Available for eligible Wells Fargo customers.

Learn more about FICO® Score access

How do I

  • View my FICO® Score with Credit Close Up®
  • Understand the difference between credit scores
  • Calculate my debt-to-income ratio

Give Us Feedback

Important Information and Footnotes

You must be a Wells Fargo account holder of an eligible Wells Fargo consumer account with a FICO® Score available, and enrolled in Wells Fargo Online®. Eligible Wells Fargo consumer accounts include deposit, loan, and credit accounts, but other consumer accounts may also be eligible. Contact Wells Fargo for details. Availability may be affected by your mobile carrier's coverage area. Your mobile carrier's message and data rates may apply. 

Please note that the score provided under this service is for educational purposes and may not be the score used by Wells Fargo to make credit decisions. Wells Fargo looks at many factors to determine your credit options; therefore, a specific FICO® Score or Wells Fargo credit rating does not guarantee a specific loan rate, approval of a loan, or an upgrade on a credit card.

Wells Fargo and Fair Isaac are not credit repair organizations as defined under federal and state law, including the Credit Repair Organizations Act. Wells Fargo and Fair Isaac don’t provide credit repair services or advice or assistance with rebuilding or improving your credit record, credit history, or credit rating.

Disclosures

  • FICO is a registered trademark of Fair Isaac Corporation in the United States and other countries.

  • Wells Fargo Bank, N.A. Member FDIC.

  • QSR-04092026-7169101.1.1

  • LRC-1024

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