Start the mortgage approval process

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Get started by submitting some basic information, and a mortgage consultant will help you with the rest.

Step 1: Tell us about yourself

Start below to provide some preliminary information online. We'll use that to do an initial eligibility check and start assessing your needs. To determine which features of the online application are available with your home loan, talk to your home mortgage consultant.

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Blend Labs, Inc. (“Blend”) hosts the online mortgage application for Wells Fargo.

Step 2: Let's connect

After we review your information, we'll get in touch to discuss your loan options and see if you're ready to move forward. If you are, we'll ask for your consent to take the next step and submit a mortgage application for processing.

Step 3: Credit review

We'll perform our initial credit review and collect any additional documents we need in order to provide you with a prequalification or preapproval letter. As a homebuyer, this can make your offer more competitive because it tells the seller you're in a good position to get the financing you need.

Learn about prequalification and preapproval

Step 4: Congratulations — now let's get ready to close

We'll complete the final steps to review and verify all the information for your loan (such as the property appraisal, employment verification, and other details). If everything checks out, you'll receive final approval of your mortgage application.

Congratulations! Now it's time to start preparing for closing, where you'll wrap up the mortgage process and start the next stage of your homeownership journey.

Learn how to get ready for closing day

Call us

1-866-290-0462

Mon – Fri: 7 am – 8 pm
Sat: 8 am – 6 pm
Central Time

Talk to a consultant

Have a home mortgage consultant call you back. 

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Find a consultant

Use our locator to search for mortgage consultants in your area. 

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Get a loan estimate

Get important details about estimated terms, costs and fees.

Learn how