Whether you're looking to simplify your finances, improve your home, fix up your car, cover medical expenses, or plan a dream vacation, a personal loan could help with all that and more.

Skip the fees

We don't charge origination fees or closing fees, and there is no prepayment penalty — all to help your bottom line.

Know your rate

When you check your rate online, you may get personalized rate and payment options, so you can choose what best fits your budget. And there's no impact to your credit score for looking.

Check loan options

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Wells Fargo personal loans feature:

  • Competitive fixed rate and fixed monthly payments
  • An interest rate discount of 0.25% or 0.50% for qualified customers
  • No collateral required
  • Quick credit decision with fast access to funds, often by the same or next business day, if approved