Whether you're looking to improve your home, fix up your car, or plan a dream vacation, a Wells Fargo personal loan could help with all that and more.

Getting started is as easy as 1, 2, 3

 

1. Check your rate and loan options in minutes — with no credit impact.

 

2. If you receive loan options, easily apply online for the one that best fits your budget.

 

3. Get your funds as early as the same day you sign for your loan.

Wells Fargo personal loans feature:

  • Competitive fixed rate and fixed monthly payments. 
  • Interest rate discount with auto pay from a qualifying Wells Fargo account.
  • No origination fees, closing fee, or prepayment penalty.
  • Loans from $3,000 to $100,000.
  • Terms from 12 to 84 months.
  • No need to provide collateral like your home or vehicle.