Paycheck Protection Program Loan Forgiveness Center


We’re here to help you with every step

Learn more about PPP loan forgiveness, and what you can do to prepare to apply

We understand loan forgiveness for your Paycheck Protection Program (PPP) loan is important to your business. This site will help you prepare for PPP loan forgiveness and we encourage you to review the information before you apply for loan forgiveness.

Step 1: Prepare first

  • Understand covered period and eligible costs. You will find additional information in our FAQs.
  • Review the PPP Loan Forgiveness Application options. You’ll either use: 
    • Form 3508S. Consider using this form if your loan is $150,000 or less. This simple form requires you to provide less information and the processing time may also be shorter than other forms.
    • Form 3508EZ. Consider using this form if you are not eligible for Form 3508S, and you meet one of the two eligibility conditions
    • Form 3508. Consider using this form if you do not meet the eligibility conditions for either of the other forms.
  • Go to How to Prepare and start gathering the recommended supporting documents, as applicable.

Step 2: Apply online

  • For eligible customers who are ready to apply for loan forgiveness, the link to the forgiveness application can be accessed through Wells Fargo Business Online®. After signing on, Wells Fargo Business Online® users will see the application link in Account Summary after expanding each eligible PPP loan account.
  • Please do not register to use the SBA PPP Direct Forgiveness Portal. Wells Fargo is not participating in this program. The only way to apply for forgiveness for a PPP loan from Wells Fargo is through Wells Fargo’s online forgiveness application, outlined above. The Small Business Administration (SBA) PPP Direct Forgiveness Portal cannot be used for Wells Fargo PPP loan forgiveness.
  • Once you start your online application, you’ll be able to save and come back to it as you prepare it.
  • You’ll want to wait to submit your PPP loan forgiveness application until you have collected and uploaded all your supporting documents, as applicable. 

Step 3: Receive confirmation

  • We’ll review your loan forgiveness application and supporting documents, then submit the completed application to the U.S. Small Business Administration (SBA).
  • We’ll let you know when we receive a response from the SBA.

The term or period of the PPP loan is stated in your promissory note and is either two or five years. If your PPP Loan has a two-year term and you would like to inquire about changing it to a five-year term to possibly lower your monthly PPP loan payment, please contact us at (844) 304-8911.

The information contained in this page is based on laws, rules, regulations, and related guidance with respect to the Paycheck Protection Program (PPP), including updates based on the Economic Aid to Hard-Hit Small Businesses, Nonprofits, and Venues Act and guidance issued by the U.S. Small Business Administration (SBA). We will be updating this page with new information as we receive it. Please check back often and consider bookmarking this page. In the event of any discrepancies between the information on this site and the SBA’s site, please follow official SBA guidance.