As your wealth increases, you may want to re-think how you manage cash and leverage credit as part of your overall portfolio. Your relationship manager and your dedicated private banker will work with you to understand your needs and risk tolerance and can customize private banking solutions to help you achieve your goals.

Credit solutions

At The Private Bank, we treat credit as a strategic resource that can be used for a variety of goals, such as portfolio diversification, risk management, asset protection and special growth opportunities.

In addition to traditional lending solutions, your private banker can work to personalize customized lending solutions available exclusively to our private banking clients, including:

  • Loans and lines against concentrated and restricted stock
  • Residential financing: lot, construction, permanent
  • Unsecured lines of credit
  • Commercial real estate lending for apartments, offices and industrial property
  • Specialty financing such as aircrafts and yachts
  • Life insurance premium financing
  • Interest rate management through caps, collars and swaps

Deposit solutions

The Private Bank also offers you a number of premium deposit services to provide convenience, flexibility and control. All of our deposit accounts come with:

  • No monthly service fees
  • The Private Bank debit card
  • Free Wells Fargo checks
  • Increased ATM withdrawal limits
  • The Wells Fargo Private Banking PMA® Package

Leverage the power of Wells Fargo

Your relationship manager and private banker work with partners across Wells Fargo to bring you additional options for your private banking needs. The options are integrated with the rest of your relationship and the specialists become an essential part of your private banking team.

  • Residential real estate financing – your private banker will work with a private mortgage banker to help align your debt structure with your goals, while preserving capital for other investments.
  • Foreign exchange services, including currency exchange, international funds transfer and currency risk management.
  • Interest rate management, including strategies to minimize the interest rate fluctuation risk of floating rate loans.
  • Commercial Electronic Office® (CEO) Portal provides online treasury management services and allows you to manage your finances with greater efficiency and ease, through a single-point of access to more than 50 applications. It is a simple way to manage accounts online without the complexities of traditional information reporting services. Using state-of-the-art security, the CEO Portal provides a comprehensive suite of solutions all in one place.

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Wells Fargo Private Bank provides products and services through Wells Fargo Bank, N.A. and its various affiliates and subsidiaries.
Insurance products are offered through Wells Fargo & Company affiliated non-bank insurance agencies (California Insurance license #26-0070024). Not available in all states.
Wells Fargo Bank, N.A. Member FDIC
Investment and Insurance Products are not FDIC Insured, have no Bank Guarantee and May Lose Value
Equal Housing Lender
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