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Savings Accounts and CD (Time Account) Rates

CA, 94105 Change Location

The APY (Annual Percentage Yield) is a percentage rate that reflects the total amount of interest paid on the account, based on the interest rate compounded daily for a 365-day period.

If you receive a periodic statement, that statement will include the Annual Percentage Yield earned (APYE) on your account for the period covered by the statement.

Savings Rates

Way2Save® Savings

Balance
Standard Interest Rate
$0 or more
0.01%
0.01%

Several ways to avoid the $5 monthly service fee

$25 minimum opening deposit

Learn more >

Platinum Savings
Standard Interest Rate

Balance
Standard Interest Rate
Relationship APY footnote
$0 - $99,999.99
0.25%
0.25%
0.26%
0.26%
$100,000 - $499,999.99
1.00%
1.01%
1.01%
1.02%
$500,000 - $999,999.99
1.98%
2.00%
1.99%
2.01%
$1,000,000 or more
2.47%
2.50%
2.48%
2.51%

Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.

$25 minimum opening deposit

Learn more >

Special Fixed Rate CDs

4 month Special Fixed Rate CD footnote

up to 4.75% APY Relationship APY may be higher
Special Interest Rate
4.64%
Relationship APY footnote
5.01%
Term
4 months
Renewal Term
3 months

$5,000 minimum opening deposit

7 month Special Fixed Rate CD footnote

up to 4.75% APY Relationship APY may be higher
Special Interest Rate
4.64%
Relationship APY footnote
5.01%
Term
7 months
Renewal Term
6 months

$5,000 minimum opening deposit

11 month Special Fixed Rate CD footnote

up to 4.25% APY Relationship APY may be higher
Special Interest Rate
4.16%
Relationship APY footnote
4.51%
Term
11 months
Renewal Term
6 months

$5,000 minimum opening deposit

Standard Fixed Rate CDs footnote

3 month
Standard Fixed Rate

3 month term
Standard Interest Rate
Relationship APY footnote
$0 - $4,999.99
4.40%
4.50%
4.41%
4.51%
$5,000 - $9,999.99
4.40%
4.50%
4.41%
4.51%
$10,000 - $24,999.99
4.40%
4.50%
4.41%
4.51%
$25,000 - $49,999.99
4.40%
4.50%
4.41%
4.51%
$50,000 - $99,999.99
4.40%
4.50%
4.41%
4.51%
$100,000 +
4.40%
4.50%
4.41%
4.51%

$2,500 minimum opening deposit

Additional terms are available at the branch

6 month
Standard Fixed Rate

6 month term
Standard Interest Rate
Relationship APY footnote
$0 - $4,999.99
2.47%
2.50%
2.48%
2.51%
$5,000 - $9,999.99
2.47%
2.50%
2.48%
2.51%
$10,000 - $24,999.99
2.47%
2.50%
2.48%
2.51%
$25,000 - $49,999.99
2.47%
2.50%
2.48%
2.51%
$50,000 - $99,999.99
2.47%
2.50%
2.48%
2.51%
$100,000 +
2.47%
2.50%
2.48%
2.51%

$2,500 minimum opening deposit

Additional terms are available at the branch

1 year
Standard Fixed Rate

1 year term
Standard Interest Rate
Relationship APY footnote
$0 - $4,999.99
1.49%
1.50%
1.50%
1.51%
$5,000 - $9,999.99
1.49%
1.50%
1.50%
1.51%
$10,000 - $24,999.99
1.49%
1.50%
1.50%
1.51%
$25,000 - $49,999.99
1.49%
1.50%
1.50%
1.51%
$50,000 - $99,999.99
1.49%
1.50%
1.50%
1.51%
$100,000 +
1.98%
2.00%
1.99%
2.01%

$2,500 minimum opening deposit

Additional terms are available at the branch

View Wells Fargo Destination® IRA rates

The Relationship Interest Rate is an interest rate available on eligible Savings or CD accounts, when those accounts are linked to a Prime Checking or Premier Checking account.