Advanced Access

Extra security, when you need it most

Advanced Access is an additional layer of security that helps protect your information and prevent unauthorized transactions. It’s easy to use, and you only need to set it up once.

How it works


Request code

From time to time while you are conducting your online or mobile banking, Wells Fargo will determine that a particular transaction, a change to an account, or access to certain sensitive information will require a special access code before the action is allowed. You’ll be able to select which phone(s) will receive the code, and whether you’d like a text message or a phone call.

You will then be prompted to click a button to request an access code from Wells Fargo.

Enter code

You will then receive your access code as an SMS text message or via a phone call on your phone(s). You then enter and submit the code where indicated.

Code approved

We will verify the code, and if correct, permit you to proceed with your transaction or request.