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Application Questions

Call to Apply1-888-667-5250

1. Can I apply for an auto, boat, or RV loan online?
Yes. Used auto applications are available on our web site. We encourage you to apply for a boat, recreational vehicle or other specialty loan through your local branch or through the Wells Fargo Phone BankSM Center at 1-800-WFB-OPEN. Back to Top
2. How can I apply for a loan or line of credit secured by my house?
Learn more about Wells Fargo Home Equity Loans and Lines of Credit and apply online. Back to Top
3. I have no established credit. How can I obtain a loan from Wells Fargo?
You may be able to establish a credit history by applying with a qualified co-borrower. If that is not an option, you may apply for a secured loan by using a Wells Fargo Savings or Time Account (CD) as collateral. Back to Top
4. I have less than perfect credit. How can I obtain a loan from Wells Fargo?
We suggest you apply for a secured loan using a Wells Fargo Savings or Time Account (CD) as collateral. Back to Top
5. What credit agencies do you use for the credit report?
We use one or more of the following: Experian, Equifax and Trans Union. Back to Top
6. What are the income requirements for personal loans and lines of credit?
Minimum income requirements can range from $10,000 to $36,000, depending on the product. Back to Top
7. If I already have a Wells Fargo loan, can I apply for an additional loan?
Yes, you may have more than one loan with Wells Fargo as long as you qualify. Back to Top
8. If I already have a Wells Fargo Personal Line of Credit, can I apply for an additional one?
No, please call the Wells Fargo Phone BankSM Back to Top
9. How soon can I get my money after my loan is approved?
After credit approval, you may access your funds the same business day. Back to Top
10. What is the longest term on your loans?
Unsecured loans generally range from 12 to 48 months, depending upon the amount borrowed. Personal secured loan terms may extend to 120 months, depending on the type of collateral you use and availability in your state. Back to Top
11. What is the largest amount available for an unsecured loan?
The maximum amount available for an unsecured loan is $100,000. Back to Top
12. How secure is my information?
Wells Fargo's security standards are among the most stringent of any company on the Internet. Our security team keeps abreast of and implements relevant technology developments - whether it is an improved form of encryption or a better method for monitoring unauthorized intrusion. Read more about Online Security and about Online Privacy. Back to Top
13. Who do I contact for more information?
Contact the Wells Fargo Phone BankSM at 1-888-667-5250 for more information or to apply by phone. Back to Top
Call to Apply1-888-667-5250