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Personal Loan and Line of Credit Account Options

Call to Apply1-888-667-5250
Choose from a full range of account options to help you consolidate bills or fund major expenses such as home furnishings or medical expenses. Use our Personal Credit Account Selector to get a personalized recommendation.
 Lines of Credit Loans
Account Details Personal Line of Credit Secured Personal Line of
Credit: Portfolio Line of Credit
Personal Loan CD/Savings Secured Loan
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Useful for: Managing your cash flow and a source of funds for unplanned expenses.Managing your cash flow and a source of funds for unplanned expenses. You get a lower annual percentage rate by securing your line of credit with Wells Fargo savings or CDs.Meeting immediate expenses, when you want a fixed annual percentage rate and monthly payment and don't anticipate needing additional financing in the near future.Meeting immediate expenses with a fixed annual percentage rate and monthly payment. You get a lower annual percentage rate by providing approved collateral (such as a Wells Fargo CD) to secure your loan.
Access to Funds You can access the funds you need at the various times you need them, without having to reapply.

Quick credit decision. You may access your funds the next business day after credit approval.
You can access the funds you need at the various times you need them, without having to reapply.

Quick credit decision. You may access your funds the next business day after credit approval.
Receive the entire amount of the loan up front.

Quick credit decision. After credit approval, you may access your funds the same business day.
Receive the entire amount of the loan up front.

Quick credit decision. You may access your funds the next business day after credit approval.
Minimum Monthly Payment The greater of $25 or 1% of New Balance shown on your periodic statement, plus the total of all periodic finance charges, other fees and charges assessed to your account during the periodic billing period.$25 or 1/120th of outstanding principal balance, whichever is greater, plus accrued monthly interest.Fixed monthly payments of interest and principal.Fixed monthly payments of interest and principal.
Payment Options Variable payments based on your outstanding balance — generally lower than other types of credit.

Repay the principal at any time.
Variable payments based on your outstanding balance — generally lower than other types of credit.

Repay the principal at any time.
Fixed monthly payments of interest and principal.

Pay additional principal at any time during the term of the loan.
Fixed monthly payments of interest and principal.

Pay additional principal at any time during the term of the loan.
Amount You
Can Borrow
$3,000 to $100,000.$5,000 to $250,000.$3,000 to $100,000.$3,000 to $250,000.
Annual Percentage Rates Variable rate that's generally lower than loan rates. Variable rate that's generally lower than loan rates. Fixed rate. Additional discounts may apply. Fixed rate. Additional discounts may apply.
Rate and Payment
Fees* $25 annual fee.$25 annual fee.There is no loan origination fee.There is a $75 loan origination fee.
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Account Details Personal Line of Credit Secured Personal Line of
Credit: Portfolio® Line of Credit
Personal Loan CD/Savings Secured Loan
All personal credit accounts come with the benefits of secure online application status and secure online account management.
*All loans and lines of credit subject to application, credit qualification and income and/or collateral verification. The line of credit Annual Percentage Rate (APR) may range from 6.25% to 19.75%. The stated range is accurate as of July 31, 2013. Interest rates are variable and subject to change.
Call to Apply1-888-667-5250
 
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