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1 New, first-time Bill Pay users will not incur monthly fees for two months, starting the month you make your first payment with the service. Monthly fees are $3 per monthly billing cycle beginning the first month you make a payment (includes 25 payments; each additional payment costs $0.40). Monthly fees are waived when you have a qualifying checking account or maintain at least $5,000 in your qualifying personal accounts at all times. For more information about eligible and qualifying accounts, read our Bill Pay Fee Waiver. Charges may apply for same-day payments. Account fees (e.g. monthly service, overdraft, excessive usage) may apply to the account used to make Bill Pay payments. For more information on account fees, please refer to the account agreement you received when you opened your account.