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How to Apply – Personal Loans and Lines of Credit

Call to Apply1-888-667-5250
At this time, Wells Fargo only accepts online and phone applications for a Personal Loan or Line of Credit from customers with an existing Wells Fargo Checking or Savings account that has been opened for one year or more. However, you may apply in person at any Wells Fargo location. Please visit a store near you.

It’s easy to get quick access to the funds you need with a personal line of credit or loan. Apply securely and conveniently how you want, when you want. Here’s how to get started:

1. Prepare to apply.
For a complete list of the information you should gather for each applicant, use our handy application checklist.

2. Choose how you’d like to apply — online, by phone, in person.
Online Our secure online application takes about 10 minutes to
complete and is available 24 hours a day, 7 days a week.
By phone To apply by phone or get advice from a credit expert, call us
at 1-888-667-5250.
In person Find a Wells Fargo location near you.
3. Stay informed every step of the way.
  • It typically takes just two hours to review your application during business hours. We’ll contact you when we’ve made a decision, or you can track your application online generally within two business hours after applying when you sign up for online application status.
  • We’ll let you know what stage your application is in and whether we’ll need any additional documents, like copies of pay stubs or W2 forms.
4. Sign your loan documents.
  • You can sign your loan documents at your nearest Wells Fargo location.
5. Access your funds.
  • Line of Credit. Access your account online, 24 hours a day, 7 days a week.
  • Loan. You can sign your documents at a Wells Fargo location and have your funds the same day.
6. Manage your account online.
With just one password you can view your account activity, transfer funds, make payments, and more — plus get a clear view of your current financial picture with all of your Wells Fargo account balances on one screen.
Call to Apply1-888-667-5250
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