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Personal Loans and Lines of Credit

Dependable financing solutions when you need them

  • A simple, straightforward way to borrow
  • Reduce high interest rate debt
  • Reliable financing for planned and unplanned events
Apply Online

Rate and Payment Calculator

Estimate your rate and payment for the amount you want to borrow.
Rate and Payment Calculator

Debt Consolidation Calculator

Find out how much you can reduce costs when you consolidate your high-interest debt.
Debt Consolidation Calculator

Get a Personal Loan

Predictable, fixed payment terms for the life of your loan — perfect for large expenses and paying down debt.
Personal Loan
Debt Pay Down Solution®
CD/Savings Secured Loan

Get a Personal Line of Credit

Pay principal and interest only on what you borrow — great for managing cash.
Personal Line of Credit
Manage Cash
Portfolio Line of Credit

Compare Your Options

Find out how a personal loan or line of credit could lower your interest rates, shorten payment terms, and let you take control of your financial life.
Learn Your Credit Options
Compare Loans and Lines of Credit

Get Started

Apply for an account.
How to Apply | Apply Online

Manage your existing account.
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Get Help with Payment Challenges
En español. Vea información en español sobre líneas de crédito y préstamos.

Important information: At this time, Wells Fargo only accepts online and phone applications for a Personal Loan or Line of Credit from customers with an existing Wells Fargo Checking or Savings account that has been opened for one year or more. However, you may apply in person at any Wells Fargo location. Please visit a store near you.
Equal Housing Lender