Navegó a una página que no está disponible en español en este momento. Seleccione el enlace si desea ver otro contenido en español.

Página principal

Benefits of Personal Loans

Need to make a major purchase or prepare for an unexpected expense? A personal loan from Wells Fargo could be a sensible way for you to take control of your finances and gain the flexibility you’re looking for.

Here are some of the reasons a Wells Fargo Personal Loan might be right for you:

  • Immediate funding. Get your funds, often by the next business day, if approved.
  • Quick decisions. Receive a credit decision in as little as 15 minutes.
  • Competitive rates. We offer competitive rates and relationship discounts may be available for customers enrolled in automatic payments with qualifying Wells Fargo consumer checking accounts.
  • Wide range of amounts is available. Personal loans range from $3,000 to $100,000. Subject to income verification.

Manage your debt

When you consolidate bills from credit cards or retail store charge cards into a personal loan, you may find it easier to manage your debt. As with any loan, you’ll want to keep interest rates in mind when you consolidate.
Having just one monthly bill can make tracking and payments easier.

You're in control

Use the funds from your personal loan for what you need. Pay for a large expense, cover home renovations or repairs, pay for a special event, or cover emergencies.

Personalized Rates and Payments

Get started by checking your rates with no impact to your credit score. Apply when you're ready.