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Low rates
With Personal Loan rates as low as 5.74% APR, now may be a great time to take care
of your finances.
The APR shown is for a $10,000 personal loan with a 3 year term and includes a relationship discount of 0.25%. Your actual Annual Percentage Rate (APR) may be higher than the rate shown. Your APR will be based on the specific characteristics of your credit application including, but not limited to, evaluation of credit history, amount of credit requested and income verification.
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| Wells Fargo
|
Discover
|
Lending Club
|
Marcus by Goldman Sachs
|
|
|---|---|---|---|---|
| Annual Percentage Rate (APR) as low as
|
5.74%, (APR includes a 0.25% relationship discount) |
6.99%
|
10.68%
|
6.74% (APR includes a 0.25% Auto Pay Discount)
|
| Origination fee
|
$0
|
$0
|
2.00% - 6.00% of loan amount
|
$0
|
| Loan amounts
|
$3,000 - $100,000
|
$2,500 - $35,000
|
$1,000 - $40,000
|
$3,500 - $40,000
|
| Loan terms
|
12, 24, 36, 48, 60, 72, or 84 months | 36, 48, 60, 72 or 84 months
|
36 or 60 months
|
36-72 months
|
| Sign loan documents online
|
Yes
|
Yes
|
Yes
|
Yes
|
| Funding often by the next business day
|
Yes
|
Yes
|
No
|
No |
Comparison conducted on September 25, 2020 based on data compiled from customer service agent responses and/or the following websites: discover.com, lendingclub.com, and marcus.com.
Interest Rate Discount
You may be eligible for an interest rate discount with a qualifying Wells Fargo consumer checking account while maintaining automatic payments.
