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| Wells Fargo | Discover | Lending Club | Citibank | |
|---|---|---|---|---|
| Annual Percentage Rate (APR) as low as | 7.24%, (APR includes a 0.25% relationship discount) | 6.99% | 6.95% | 7.99% |
| Origination fee | $0 | $0 | 1.00% - 6.00% of loan amount | $0 |
| Loan amounts | $3,000 - $100,000 | $2,500 - $35,000 | $1,000 - $40,000 | $2,000 - $50,000 |
| Loan terms | 12 - 60 months, | 36, 48, 60, 72 and 84 months | 36 or 60 months | 12, 24, 36, 48 or 60 months |
| Sign loan documents online | Yes | Yes | Yes | No |
| Funding often by the next business day | Yes | Yes | No | No |
Comparison conducted on November 28, 2018 based on data compiled from customer service agent responses and/or the following websites: discover.com, lendingclub.com, and online.citi.com.
Interest Rate Discount
You may be eligible for an interest rate discount with a qualifying Wells Fargo consumer checking account while maintaining automatic payments.
