Low rates
The APR shown is for a $10,000 personal loan with a 3 year term and includes a relationship discount of 0.25%. Your actual Annual Percentage Rate (APR) may be higher than the rate shown. Your APR will be based on the specific characteristics of your credit application including, but not limited to, evaluation of credit history, amount of credit requested and income verification.
Wells Fargo
|
Discover
|
Lending Club
|
Marcus by Goldman Sachs
|
|
---|---|---|---|---|
Annual Percentage Rate (APR) as low as
|
5.74%, (APR includes a 0.25% relationship discount) |
6.99%
|
10.68%
|
6.74% (APR includes a 0.25% Auto Pay Discount)
|
Origination fee
|
$0
|
$0
|
2.00% - 6.00% of loan amount
|
$0
|
Loan amounts
|
$3,000 - $100,000
|
$2,500 - $35,000
|
$1,000 - $40,000
|
$3,500 - $40,000
|
Loan terms
|
12, 24, 36, 48, 60, 72, or 84 months | 36, 48, 60, 72 or 84 months
|
36 or 60 months
|
36-72 months
|
Sign loan documents online
|
Yes
|
Yes
|
Yes
|
Yes
|
Funding often by the next business day
|
Yes
|
Yes
|
No
|
No |
Comparison conducted on November 9, 2020 based on data compiled from customer service agent responses and/or the following websites: discover.com, lendingclub.com, and marcus.com.