Personal Loans – Personal Loan rates as low as 5.74% APR - Wells Fargo

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Personal Loans

Rates as low as 5.74% APR

Now may be a great time to take control of your finances with a Personal Loan.

Apply Now

Your actual Annual Percentage Rate (APR) may be higher than the rate shown. The APR shown is for a $10,000 personal loan with a 3 year term and includes a relationship discount of 0.25%. Your APR will be based on the specific characteristics of your credit application including, but not limited to, evaluation of credit history, amount of credit requested and income verification.

Benefits of a personal loan

  • Competitive fixed rate, fixed term, and fixed monthly payment
  • No origination fee or prepayment penalty
  • Relationship discounts for qualified customers with automatic payments
  • Simple online application and funding process
  • Get your funds, often by the next business day, if approved
  • Loans from $3,000 - $100,000 and no collateral required
Ready to apply? Apply Now
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toll-free number 1-877-526-6332

Use tools and calculators

Use tools and calculators

Get rate and payment options or learn about consolidating your debt.

Compare your options

Compare your options

See which option may help you meet your borrowing needs.

Consider a secured loan

Consider a secured loan

While the money in your savings or CD is set aside as collateral, it’ll keep earning interest while you borrow. In addition, you may avoid early withdrawal penalties from accessing your CD funds prior to the maturity date.

Discover personal loan uses

Meet your borrowing needs

A personal loan may help you make a large purchase, or consolidate debt.

Here’s what customers are saying

"The process was quick and painless...this will be just what I need to help get back on track financially."

- Tonie M.

Here’s what customers are saying

“The process from beginning to end went very smoothly… I would definitely recommend friends and family to Wells Fargo based on my experience.”

-Mark T.

Here’s what customers are saying

“I still cannot believe how easy the application process was.”

-Jenifer W.

Repay a Personal Loan in terms of 12-84 months. Interest rates range from 5.99% to 24.49% Annual Percentage Rate (APR). No origination fee or prepayment penalty. Representative example of loan repayment terms for an unsecured loan: For $12,000 borrowed over 36 months at 11.99% Annual Percentage Rate (APR), the monthly payment is $399. This example is an estimate only and assumes all payments are made on time.