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Personal Loans

Get your personalized rate

Can debt consolidation improve your financial situation?

Find out if our competitive, fixed rate Personal Loan may benefit you.

Use our Debt Consolidation Calculator

Benefits of a personal loan

  • Competitive fixed rate, fixed term, and fixed monthly payment
  • No origination fee or prepayment penalty
  • Relationship discounts for qualified customers with automatic payments
  • Simple online application and funding process
  • Get your funds, often by the next business day, if approved
  • Loans from $3,000 - $100,000 and no collateral required
Ready to apply? Apply Now
Visit a Branch or call our
toll-free number 1-888-667-5250

Use tools and calculators

Use tools and calculators

Get rate and payment options or learn about consolidating your debt.

Compare your options

Compare your options

Compare our loans and lines of credit.

Consider a secured loan

Consider a secured loan

If you have a Wells Fargo CD or savings account, you can use it as collateral for a lower interest rate, compared to unsecured options.

Discover personal loan uses

Meet your borrowing needs

A personal loan can help you consolidate debt, make a large purchase, or cover an emergency.

Here’s what customers are saying

"The process was quick and painless...this will be just what I need to help get back on track financially."

- Tonie M.

Here’s what customers are saying

“The process from beginning to end went very smoothly… I would definitely recommend friends and family to Wells Fargo based on my experience.”

-Mark T.

Here’s what customers are saying

“I still cannot believe how easy the application process was.”

-Jenifer W.

Repay a Personal Loan in terms of 12-60 months. Interest rates range from 7.24% to 24.24% Annual Percentage Rate (APR). No origination fee or prepayment penalty. Representative example of total loan cost: For $10,000 borrowed over a 5-year term at 12.99% APR, the total amount payable is $13,648.77 including interest. This example is an estimate only and assumes all repayments are made on time.