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Personal Lines of Credit

We’ve lowered interest rates by 0.50%

On new Personal Lines of Credit for a limited time. Apply by March 31, 2019.

Apply Now

Benefits of a personal line of credit

  • Easy access to funds available to you when you need them
  • Competitive variable interest rates, and relationship discounts for qualified customers with automatic payments
  • Low annual fee of $25, with no cash advance or balance transfer fees
  • Lines from $3,000 to $100,000
  • Get your funds, often by the next business day, if approved
Ready to apply? Apply Now
Visit a Branch or call our
toll-free number 1-888-667-5250

Use our calculator

Use our calculator

Get an estimated rate and payment, to help you with your monthly budget.

Compare your options

Compare your options

Determine if a personal line of credit or loan is best for your borrowing needs.

Discover line of credit uses

Meet your borrowing needs

A personal line of credit can help you now with all of life’s big events and you can use it later to cover unexpected expenses.

Consider a secured line of credit

Consider a secured line of credit

If you have a Wells Fargo CD or savings account, you can use it as collateral for a lower interest rate, compared to unsecured options.

Here’s what customers are saying

“The process from beginning to end went very smoothly… I would definitely recommend friends and family to Wells Fargo based on my experience.”

-Mark T.

Here’s what customers are saying

“I could not be happier with the entire process.”

-Anna N.

Here’s what customers are saying

“I still cannot believe how easy the application process was.”

-Jenifer W.