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Personal Lines of Credit

Get a personal line of credit

Because life is planned and unplanned

A personal line of credit can ensure you have funds for today, and tomorrow.

Estimate your rate and payment

Benefits of a personal line of credit

  • Easy access to funds available to you when you need them
  • Competitive variable interest rates, and relationship discounts for qualified customers with automatic payments
  • Low annual fee of $25, with no cash advance or balance transfer fees
  • Lines from $3,000 to $100,000
  • Get your funds, often by the next business day, if approved
Ready to apply? Apply Now
Visit a Branch or call our toll-free number 1-888-667-5250

Use our calculator

Use our calculator

Get an estimated rate and payment, to help you with your monthly budget.

Compare your options

Compare your options

Determine if a personal line of credit or loan is best for your borrowing needs.

Discover line of credit uses

Meet your borrowing needs

A personal line of credit can help you now with all of life’s big events and use it later to cover unexpected expenses.

Consider a secured line of credit

Consider a secured line of credit

If you have a Wells Fargo CD or savings account, you can use it as collateral for a lower interest rate, compared to unsecured options.

Here’s what customers are saying

“The process was quick and painless...this will be just what I need to help get back on track financially.”

-Tonie M.

Here’s what customers are saying

“I could not be happier with the entire process.”

-Anna M.

Here’s what customers are saying

“I still cannot believe how easy the application process was.”

-Jennifer W.