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Uses of a Personal Loan or Line of Credit

Wells Fargo products meet a wide range of borrowing needs.

Combine higher-interest rate debts into one predictable monthly payment, so you know exactly how much you’ll pay each month, and when your loan will be paid off. Lock in a competitive fixed interest rate with a Wells Fargo Personal Loan.

 Did you know? 

You may be able to pay off your debt sooner with a competitive fixed-rate, fixed-term loan.

Make it easier to fit major purchases into your budget, such as new appliances or furniture.

Use a Personal Loan when: You know exactly the amount of funds you will need.

Use a Personal Line of Credit when: You have multiple purchases to make now and into the future.

 Did you know? 

A line of credit can give you quick access to funds when you need it.

Replace a broken water heater, remodel your bathroom or make energy efficient upgrades to your home.

Use a Personal Loan when: You know how much you need and want a fixed rate and fixed monthly payment.

Use a Personal Line of Credit when: Your project has costs today and requires additional funding over time.

 Did you know? 

You can apply for any amount from $3,000 to $100,000.

Pay for a special event, medical bills, auto repairs, or other major expenses.

Use a Personal Loan when: You have a large one-time expense to cover.

Use a Personal Line of Credit: For a ready source of funds to cover ongoing planned or unexpected expenses.

 Did you know? 

You can apply individually, or with a co-applicant.

Last year, 24 million Americans said they were likely to take out a personal loan. Apply Now
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