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Uses of a Personal Loan or Line of Credit

Wells Fargo products meet a wide range of borrowing needs.

Combine higher-interest rate debts into one predictable payment monthly that won't change. As with any loan, you'll want to keep interest rates in mind when you consolidate. Wells Fargo offers personal loans with a competitive fixed interest rate.

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 Did you know? 

You may be able to pay off your debt sooner with a competitive fixed rate, fixed-term loan.

Make it easier to fit major purchases into your budget, such as new appliances or furniture.

Use a Personal Loan when: You know exactly the amount of funds you will need.

Use a Personal Line of Credit when: You have multiple purchases to make now and into the future.

 Did you know? 

A Personal Line of Credit can give you quick access to funds when you need it.

Replace a broken water heater, remodel your bathroom or make energy efficient upgrades to your home.

Use a Personal Loan when: You know how much you need and want a fixed rate and fixed monthly payment.

Use a Personal Line of Credit when: Your project has costs today and requires additional funding over time.

Learn about personal loans and lines of credit for home improvement

 Did you know? 

You can apply for any amount from $3,000 to $100,000 for our unsecured products, or up to $250,000 for CD/Savings secured products.

Pay for a special event, medical bills, auto repairs, or other major expenses.

Use a Personal Loan when: You have a large one-time expense to cover.

Use a Personal Line of Credit: For a ready source of funds to cover ongoing planned or unexpected expenses.

 Did you know? 

You can apply individually, or with a co-applicant.

A personal loan may help reduce your monthly payments. Apply Now
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