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Debt Consolidation Calculator

 New lower rates 

With Personal Loan rates as low as 5.24% APR, now may be a great time to take care of your finances.

Your actual Annual Percentage Rate (APR) may be higher than the rate shown. The APR shown is for a $10,000 personal loan with a 3 year term and includes a relationship discount of 0.25%. Your APR will be based on the specific characteristics of your credit application including, but not limited to, evaluation of credit history, amount of credit requested and income verification.

This calculator shows how a Wells Fargo Personal Loan may benefit you if you consolidate your existing debts into a single fixed rate loan. Here’s how:

  • The combined estimated monthly payments that you enter will be compared to the monthly payment for a Wells Fargo Personal Loan.
  • We’ll show you the amount of time to pay off your existing debts compared to the amount of time to pay off a Wells Fargo Personal Loan, as well as the difference in total interest paid.
  • Consolidation means you'll have one payment monthly for the combined debt but it may not reduce the amount of interest you pay or pay your debt off sooner.

Your state of residence learn more about your state of residence

Enter the debts you plan to consolidate

Type of debt Debt #1
Annual percentage rate  %
Current balance $
Estimated monthly payment $

Type of debt Debt #2
Annual percentage rate  %
Current balance $
Estimated monthly payment $
Type of debt Debt #3
Annual percentage rate  %
Current balance $
Estimated monthly payment $
Type of debt Debt #4
Annual percentage rate  %
Current balance $
Estimated monthly payment $


This tool is for illustrative and educational purposes only.

State of residence

We ask for state of residence because rates for some products may vary based on location.