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Benefits of Personal Lines and Loans

Need to make a major purchase or prepare for an unexpected expense? A personal loan or line of credit from Wells Fargo could be a sensible way for you to take control of your finances and gain the flexibility you’re looking for.

Here are some of the reasons a Wells Fargo Personal Loan or Line of Credit might be right for you:

  • Immediate funding. Potentially access funds on the same day if your loan is approved.
  • Quick decisions. Receive a credit decision in as little as 15 minutes.
  • Competitive rates. We offer competitive rates and relationship discounts may be available for customers enrolled in automatic payments with qualifying Wells Fargo consumer checking accounts.
  • Wide range of amounts is available. Lines and loans range from $3,000 to $100,000. Subject to income verification.

So if you need a smaller loan amount and you need it quickly, a personal loan or line of credit may be an option for you.

Manage your debt

When you consolidate bills from credit cards or retail store charge cards into a personal loan, you may find it easier to manage your debt.   As with any loan, you’ll want to keep interest rates in mind when you consolidate.
Having just one monthly bill can make tracking and payments easier.

You’re in control

Use the funds in your personal loan or line of credit for what you need. Pay for a large expense, cover home renovations or repairs, pay for a special event, or simply enjoy the reassurance of having a ready source of funds for emergencies.

Estimate your rate and payment

Calculate the difference a Wells Fargo Personal Loan or Line can make for you.

Rate and Payment calculator