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Página principalLower rates on new Personal Loans and Personal Lines of Credit when you apply by March 31, 2019.
Apply Now for a Personal LoanCombine higher-interest debts into one personal loan payment – with no origination fee.
Learn MoreCompare a loan and line of credit to see which option may help you meet your borrowing needs.
Compare Borrowing OptionsTo qualify for the 0.50% rate reduction, you must apply for an unsecured Personal Loan or Personal Line of Credit by March 31, 2019. Applications can be made online, over the phone, or in a branch. The 0.50% rate reduction applies only to new accounts applied for during the eligibility period, and is not retroactive to any existing account(s). The 0.50% rate reduction is in addition to any relationship discount for which you may qualify. The Annual Percentage Rate (APR) for unsecured Personal Loans ranges from 7.49% to 24.49%. For unsecured Personal Loans applied for by March 31, 2019, the rate reduction APR ranges from 6.99% to 23.99%. The APR for unsecured Personal Lines of Credit ranges from 10.50% to 22.00% (variable rate based on the U.S. Prime Rate). For unsecured Personal Lines of Credit applied for by March 31, 2019, the rate reduction APR ranges from 10.00% to 21.50% (variable rate based on the U.S. Prime Rate). For Personal Lines of Credit the interest will begin to accrue on the date an advance posts to your account. Rates are as of January 2, 2019, and are subject to change without notice.
New credit accounts are subject to application, credit qualification, and income verification.
Important information. We only accept online or phone applications for a Personal Loan or Line of Credit from customers who have an existing account with us. Please visit a Wells Fargo branch to speak to a personal banker about your credit options.
