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Whether you want to consolidate high-interest rate debt, finance a major purchase, or pay for unexpected expenses, we can customize a loan for you.,
Be prepared for the expected and the unexpected with the flexibility of a line of credit, a ready source of funds that allows you to borrow what you need (up to your credit limit) when you need it.
Lock in a fixed rate Personal Loan with no origination fee.
Calculate the difference a Wells Fargo Personal Loan or Line can make for you.
Compare personal lines and loans
We offer a variety of Personal Loans and Lines of Credit to help meet your needs.
New credit accounts are subject to application, credit qualification, income and/or collateral verification.
Before you apply, we encourage you to carefully consider whether consolidating your existing debt is the right choice for you. Consolidating multiple debts means you’ll have a single monthly payment, but it may not reduce or pay your debt off sooner. The payment reduction may come from a lower interest rate, a longer loan term or a combination of both. By extending the loan term you may pay more in interest over the life of the loan. By understanding how consolidating your debt benefits you, you’ll be in a better position to decide if it is the right option for you.
Important information. At this time, Wells Fargo only accepts online applications for a Personal Loan or Line of Credit from existing Wells Fargo customers. Please visit a Wells Fargo location to speak to a banker about credit options that don’t require an existing Wells Fargo relationship.