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Pay Your Bills Your Way

 Wells Fargo Online® Bill PayWells Fargo Online® TransfersWells Fargo® Debit CardWells Fargo® Credit Card1
 
Pay Anyone Yes   
Pay All Bills From One Place Yes   
Pay Wells Fargo Bills YesYes  
Pay Within One Business Day2  YesYesYes
Earn Rewards3    Yes
Use Credit Yes  Yes
Pay Using Mobile Phone YesYes  
Whether you choose Wells Fargo Online® Bill Pay, Transfers, Debit Card, or Credit Card – using Wells Fargo to pay your bills your way means you may:
  • Save Time – Payments may post as soon as the same day, depending on the merchant and method2. You can also schedule them in advance and set up recurring payments.
  • Save Money – Spend less on postage. You may also avoid late fees and service disruptions by automating payments.
  • Stay Secure – Enjoy protection against unauthorized transactions with our Online Security Agreement and Zero Liability6. We also help prevent fraud by regularly reviewing your accounts for any unusual activity.
  • Save Paper – Eliminate the printing and delivery of paper bills, statements, and checks by receiving electronic bills (eBills) from your service providers and paying your bills online.
  • Stay in Control – Securely access and monitor your account activity online, and view your transactions in familiar budget categories using My Spending Report with Budget Watch .

Benefits of Paying with Bill Pay through Wells Fargo OnlineShow Details

 
What are the benefits of paying my bills with Bill Pay through Wells Fargo Online?
If you want convenience, control, and security – consider using Wells Fargo Online Bill Pay to pay your bills.
  • Pay any company or individual in the U.S.
  • Pay all your bills in one place using only one password – the same one you use to sign in to Wells Fargo Online.
  • View up to 18 months of bill payment history.
  • View many of your bills electronically (eBills) and set up automatic payments that adjust to the amount due and the due date, or alert you to make the payment manually if it exceeds an amount you indicate.
  • If you don’t have enough cash in your checking account, you can choose to use your Wells Fargo Personal Line of Credit, Home Equity Line of Credit, or Credit Card to fund your payment.
  • Manage your bills and reduce interest costs by using your Personal Line of Credit to directly pay off or consolidate higher-interest-rate bills.
  • We guarantee your payments will be sent as scheduled – on time, every time. See our Bill Payment Guarantee for more details.
  • You will be covered for 100% of funds removed from your Wells Fargo accounts in the unlikely event that someone you haven’t authorized removes those funds through our Online Services. See our Online Security Agreement for more details.
  • Pay your existing payees and access your Bill Pay history through Wells Fargo MobileSM.
  • Customers may qualify for free Bill Pay4.

Benefits of Paying with Transfers in Wells Fargo OnlineShow Details

 
What are the benefits of paying my bills with Transfers in Wells Fargo Online?
If you are paying Wells Fargo bills and want to get credit for your payment on the same business day, or you want to pay with a non-Wells Fargo account, using Transfers is a fast and free way to pay a Wells Fargo bill5.
  • Get same-business-day credit for paying any Wells Fargo bill – including Wells Fargo Personal Line of Credit, Home Equity Line of Credit, Credit Card, or Home Mortgage.
  • Set up recurring or one-time transfer payments to many of your Wells Fargo bills from your Wells Fargo checking or savings account or a non-Wells Fargo checking account. Go directly to the account activity page for the Wells Fargo bill and select “Make a payment” to see your options.
  • If you want to pay or send money to another Wells Fargo customer, you may transfer up to $1,000 per day immediately using his or her Wells Fargo account number.
  • You will be covered for 100% of funds removed from your Wells Fargo accounts in the unlikely event that someone you haven’t authorized removes those funds through our Online Services. See our Online Security Agreement for more details.
  • Pay your Wells Fargo bills using Transfers through the Wells Fargo Mobile service.

Benefits of Paying with Wells Fargo Debit CardShow Details

 
What are the benefits of paying my bills with my Wells Fargo Debit Card?
It's fast, free, and secure to use your Wells Fargo Debit Card to pay your bills. You don’t have to sign up through Wells Fargo for this service – just contact your merchants to set it up.
  • Use your card to pay bills at participating retailers and service providers – including online or by phone.
  • Enjoy built-in protection against liability for promptly reported unauthorized transactions with Zero Liability6 – even when shopping online.
  • Get free alerts to your email or mobile device when you make online bill payments or when your total spending in a day exceeds your preferred amount7.

Benefits of Paying with Wells Fargo Credit CardShow Details

 
What are the benefits of paying my bills with my Wells Fargo Credit Card?
Your Wells Fargo Credit Card makes bill paying easier and more secure. It’s fast, safe and, best of all, it's free. You don’t have to sign up through Wells Fargo for this service – just contact your merchants to set it up.
  • Earn valuable rewards when you have a Credit Card with built-in rewards or your Credit Card is enrolled in an optional Wells Fargo Rewards program.3 Choose to earn rewards points toward airfare, cash rewards, gift cards, merchandise, and more, or simply earn cash back on your spending.
  • Find out how to get cell phone protection at no cost when you pay your cellular phone bill with your Wells Fargo Credit Card.
  • Enjoy built-in protection against liability for promptly reported unauthorized transactions with Zero Liability6 – even when shopping online.

 
1 Subject to credit qualification.
2 Subject to merchant policies.
3 Non-refundable annual rewards program fee may apply for the optional Wells Fargo Rewards programs. Optional Wells Fargo Rewards programs may not be available on all Wells Fargo Credit Cards. There is no annual fee for Wells Fargo Credit Cards with built-in rewards. Rewards points/cash rewards are earned on net purchases only (purchase minus returns/credits). See banker for details.
4 New, first-time Bill Pay users will not incur monthly fees for two months, starting the month you make your first payment with the service. Monthly fees are $3 per monthly billing cycle beginning the first month you make a payment (includes 25 payments; each additional payment costs $0.40). Monthly fees are waived when you have a qualifying checking account or maintain at least $5,000 in your qualifying personal accounts at all times. For more information about eligible and qualifying accounts, read our Bill Pay Fee Waiver. Charges may apply for same-day payments. Account fees (e.g. monthly service, overdraft, excessive usage) may apply to the account used to make Bill Pay payments. For more information on account fees, please refer to the account agreement you received when you opened your account.
5 Not all accounts are eligible for funds transfer.
6 Please refer to the Wells Fargo Consumer Account Agreement for information on liability for unauthorized transactions.
7 Your mobile carrier’s text messaging and web access charges may apply.